1007 E 32nd Ave, Unit 1/2, Tampa, FL 33603
Downtown Tampa
Monthly Cost Breakdown at 1007 E 32nd Ave Apartment
The listed rent isn't the whole number. Here's what 1007 E 32nd Ave Apartment actually costs each month once you add required fees and insurance.
Renters Insurance at 1007 E 32nd Ave Apartment
What Affects Your Premium Here
Every building is different. These factors specific to 1007 E 32nd Ave Apartment can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 995/100K (37% below national average)
What You'll Likely Pay
$18
Est. Monthly
$215
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1007 E 32nd Ave Apartment based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1007 E 32nd Ave Apartment:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $123/yr |
| USAA | $12/mo | $138/yr |
| State Farm | $15/mo | $184/yr |
| Progressive | $17/mo | $200/yr |
| Safeco | $17/mo | $200/yr |
| Travelers | $18/mo | $215/yr |
| Allstate | $19/mo | $230/yr |
| Nationwide | $19/mo | $230/yr |
| Farmers | $20/mo | $246/yr |
| Liberty Mutual | $23/mo | $276/yr |
Discounts You May Qualify For
Next Step
See if you can beat $18/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.
Tampa property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower.
Source: FBI UCR Program, Tampa (2024-12 to 2025-11)
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1007 E 32nd Ave Apartment.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Pet Policy
Bringing a pet? Here's what 1007 E 32nd Ave Apartment allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats and Dogs Allowed
About 1007 E 32nd Ave Apartment
*Move In Special $250 Move In Credit Upon Move In* Positioned in the heart of Tampa’s evolving East Tampa neighborhood, this residence at 1007 E 32nd Ave – 1/2 offers convenient access to some of the city’s most active districts. Just minutes from Seminole Heights, you’ll enjoy proximity to local restaurants, breweries, coffee shops, and neighborhood markets, along with easy connectivity to Downtown Tampa, Ybor City, and major roadways including I-275 and I-4. This home features a functional layout with natural light throughout, updated finishes, and practical living spaces designed for everyday comfort. The property offers off-street parking and a private setting tucked just off the main road. Located near Rivercrest Park, McDugald Park, and the Hillsborough River, outdoor recreation and walking trails are close by. The central location makes commuting to Tampa Heights, Armature Works, the University of Tampa, and major employment hubs simple and convenient. If you’re looking for a well-located Tampa address with easy access to dining, entertainment, and daily essentials, this home delivers both convenience and accessibility. Rental Qualifications: ? Credit score of 600+ ? No evictions in the past 36 months ? Income must be 2.5–3x the rent ? Background check required Prorated Rent: Applies if the move-in date is not on the 1st of the month. Note: If the move-in is after the 15th, both the prorated rent and the full first month's rent are due. *Please note: Photos may include virtual staging to showcase the unit’s potential. The property is offered unfurnished. ??Important Notice: For your safety, always transact directly with our management team. We never advertise on Craigslist, and we do not accept payments via Venmo, Zelle, Cash App, or similar apps. If you see our listings elsewhere or are unsure about any communication, contact our office immediately to verify. $100 Flat Monthly Fee For Electric And Water
Other Options Nearby
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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