1320 E Louise Ave, Unit B, Tampa, FL 33603
Downtown Tampa
Monthly Cost Breakdown at 1320 E Louise Ave Apartment
The listed rent isn't the whole number. Here's what 1320 E Louise Ave Apartment actually costs each month once you add required fees and insurance.
Renters Insurance at 1320 E Louise Ave Apartment
What Affects Your Premium Here
Every building is different. These factors specific to 1320 E Louise Ave Apartment can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 995/100K (37% below national average)
What You'll Likely Pay
$18
Est. Monthly
$215
Est. Annual
$17
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1320 E Louise Ave Apartment based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1320 E Louise Ave Apartment:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $10/mo | $123/yr |
| USAA | $12/mo | $138/yr |
| State Farm | $15/mo | $184/yr |
| Progressive | $17/mo | $200/yr |
| Safeco | $17/mo | $200/yr |
| Travelers | $18/mo | $215/yr |
| Allstate | $19/mo | $230/yr |
| Nationwide | $19/mo | $230/yr |
| Farmers | $20/mo | $246/yr |
| Liberty Mutual | $23/mo | $276/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.
Tampa property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. 1320 E Louise Ave Apartment also has on-site security features (Security cameras, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Tampa (2024-12 to 2025-11)
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1320 E Louise Ave Apartment.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 1320 E Louise Ave Apartment. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Security Deposit - Refundable
Charged per unit.
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what 1320 E Louise Ave Apartment allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
Cats Allowed
About 1320 E Louise Ave Apartment
Property Id: 2470741 Welcome to your FURNISHED new home at 1320 E Louise Ave Unit B in Tampa, FL - Ybor Heights! This charming tiny home is only 5 minutes from downtown and 3 minutes from Ybor City It's right near 3 bus routes. Near 275 and MLK it features modern amenities such as microwave, futon-couch folds out to a bed, refrigerator, induction cook-top and security cameras. With a fenced yard and off-street parking, this $900/month rental is perfect for cat lovers. Don't miss out on this opportunity to live in comfort and style! No indoor smoking but is allowed in backyard in courtyard-type setting. No dogs. Cat-friendly only
Other Options Nearby
Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.
1007 E 32nd Ave Apartment
Downtown Tampa
101 N Meridian Apartments
Downtown Tampa
1014 E 31st Ave Townhouse
Downtown Tampa
113 W Gladys St Rental
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1501 Doyle Carlton Dr Condo
Downtown Tampa
1905 W St Louis St Apartment
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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