1905 W St Louis St Apartment: Renters Insurance Guide & What It Actually Costs

Monthly Cost Breakdown at 1905 W St Louis St Apartment

The listed rent isn't the whole number. Here's what 1905 W St Louis St Apartment actually costs each month once you add required fees and insurance.

Renters Insurance at 1905 W St Louis St Apartment

What Affects Your Premium Here

Every building is different. These factors specific to 1905 W St Louis St Apartment can push your insurance cost up or down:

What You'll Likely Pay

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1905 W St Louis St Apartment based on the rent level and building features.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1905 W St Louis St Apartment:

Discounts You May Qualify For

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. 1905 W St Louis St Apartment also has on-site security features (Covered parking, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

On-Site Security

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1905 W St Louis St Apartment.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Special Features

Community Features

Floor Plan Amenities

Pet Policy

Bringing a pet? Here's what 1905 W St Louis St Apartment allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 1905 W St Louis St Apartment

The advertised rate of $2,302/month is the lowest available price, based on a 30 day(s) stay with a move-in date of August 4, 2026. Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be higher if billed in multiple payments. Feel at home in this inviting 2-bedroom, 2-bath home, perfect for both short-term and long-term stays. Enjoy mornings on the porch and evenings by the fire pit under the stars. This home offers a fully stocked kitchen with a full fridge, oven, stove, microwave, toaster, coffee maker, rice cooker, waffle maker, cookware, baking pans, dishes, utensils, spices and wine glasses. A washer and dryer are available for guest use. For indoor entertainment, there is a smart TV in the living room. This is a pet-friendly property. Guests can bring up to 2 pets for a fee of $100 per pet, per stay. Centrally located near Downtown Tampa, Raymond James Stadium and Tampa International Airport, this home offers easy access to beaches, dining, shopping and attractions. The backyard is split into a left and right side, with the left side landscaped with outdoor chairs and an area for dogs to roam. A digital rental agreement must be signed and completed prior to arrival, including providing a photocopy of a legal ID and a verification selfie. Tuesdays and Fridays trash is loaded at 7 AM, guests need to bring it to the road for pickup. This is Florida, so occasional pests are common, and while we treat regularly, we don’t issue refunds for pests. Guests can bring up to 2 pets, and pets must be leashed when outside or in a fenced-in backyard, especially when the property is shared with other guests. You must pick up after your pet, and pet feces left behind will incur a penalty of $75 per incident. No smoking or vaping is allowed inside, and if cleaners determine smoking has taken place, a $250 penalty will be charged. Unless requested and approved in advance in writing, lethal weapons are not allowed on the property, and a violation of this rule will result in immediate removal from the property along with no refund and a penalty of $250. [SI]

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions