10144 Arbor Run Dr Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 10144 Arbor Run Dr Rental in North Tampa? Rent here runs $2,645, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10144 Arbor Run Dr, Tampa, FL 33647

North Tampa

5/5 ·1 review Google
$2,645 /month

Monthly Cost Breakdown at 10144 Arbor Run Dr Rental

The listed rent isn't the whole number. Here's what 10144 Arbor Run Dr Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,661
Base Rent $2,645
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at 10144 Arbor Run Dr Rental

What Affects Your Premium Here

Every building is different. These factors specific to 10144 Arbor Run Dr Rental can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$15

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 10144 Arbor Run Dr Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$75,000 recommended

If you own less

$40,000

If you own more

$100,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 10144 Arbor Run Dr Rental:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

995 per 100K residents

Property crime rate in Tampa

-37% below national average (1,578/100K)

Breakdown per 100K residents

Burglary108 (nat. 200)
Larceny / theft784 (nat. 1,172)
Vehicle theft103 (nat. 206)

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. 10144 Arbor Run Dr Rental also has on-site security features (Gated) that insurers recognize with discounts.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

On-Site Security

Gated

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 10144 Arbor Run Dr Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Community Features

Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Air Conditioning Ceiling Fans Dishwasher Disposal Microwave Oven Refrigerator Porch

Pet Policy

Bringing a pet? Here's what 10144 Arbor Run Dr Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 10144 Arbor Run Dr Rental

Welcome home to 10144 Arbor Run Drive, Unit 43, a great 4-bedroom, 3.5 bath property with 2416 sq ft of living space. The floor plan is perfect for modern lifestyles, with an island kitchen and living room featuring bar seating and a full suite of stainless steel appliances. An adjacent dining area and full bathroom complete the main floor. Upstairs, the primary bedroom offers a walk-in closet and an attached bathroom with dual sinks and a separate bathtub and shower. Two additional bedrooms share another full bathroom. Washer and dryer are included; attached garage. You'll have another bedroom and a half-bathroom in the basement. The gated Carriage Homes at Arbor Greene community amenities include multiple pools, a fitness center, walking trails, parks/picnic areas, and tennis courts. The stellar location near Cross Creek Blvd, I-275, and I-75 makes for easy access for work and play. Tour this lovely property today! _____ RENT WITH MYND -Fast Online Application (valid for 30 days) -Mobile App to Pay Rent and Track Services -Affordable Renter's Insurance Enjoy lightning-fast 1-gig internet for just $67.49/month — Available at move in! 1. No data caps 2. No installation or hidden fees 3. All equipment included Service provided through Frontier and facilitated through Second Nature. Lease term: 12 months ONE-TIME FEES Non-refundable $59.00 Application Fee Per Adult One Time Move In Fee $199 REQUIRED MONTHLY CHARGES* $2645.00: Base Rent $39.95/month: Residents Benefits Package provides residents with on-demand basic pest control, as-needed HVAC air filter delivery, Identity Theft Protection, and access to an exciting rewards program *Estimated required monthly charges do not include the required costs of utilities or rental insurance, conditional fees including, but not limited to, pet fees, or optional fees. See our website for more information: CONDITIONAL FEES This is a pet-friendly property! 2 Pets Max; Pet Move-In Fee $199 per pet; Pet Rent per pet varies based on Paw Score. Breed restrictions apply. All pets must be registered at Please visit our website for details You can reach us directly at , or call , or text for more information. Mynd Property Management Equal Opportunity Housing License # CQ1060782 www.mynd.co Mynd Property Management does not advertise on Craigslist or Facebook Marketplace. We will never ask you to wire money or pay with gift cards. Please report any fraudulent ads to your Leasing Associate. Federal Occupancy Guidelines: 2 per bedroom + 1 additional occupant; 2 per studio. Please contact us for move-in policy and available move-in date.

Phone: (833) 367-6963

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 10144 Arbor Run Dr Rental require renters insurance?
We didn't find a public insurance requirement for 10144 Arbor Run Dr Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 10144 Arbor Run Dr Rental?
For this zip code and building type, expect to pay around $16/month ($187/year). 10144 Arbor Run Dr Rental has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 10144 Arbor Run Dr Rental?
Plan for $2,661 to $2,661/month all-in. That's base rent ($2,645), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 10144 Arbor Run Dr Rental allow pets?
Yes, 10144 Arbor Run Dr Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 10144 Arbor Run Dr Rental?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here. On the property itself, you'll find gated — features that can qualify for premium discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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