11312 N 52nd St Apartment: Renters Insurance Guide & What It Actually Costs

Monthly Cost Breakdown at 11312 N 52nd St Apartment

The listed rent isn't the whole number. Here's what 11312 N 52nd St Apartment actually costs each month once you add required fees and insurance.

Renters Insurance at 11312 N 52nd St Apartment

What Affects Your Premium Here

Every building is different. These factors specific to 11312 N 52nd St Apartment can push your insurance cost up or down:

What You'll Likely Pay

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 11312 N 52nd St Apartment based on the rent level and building features.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 11312 N 52nd St Apartment:

Discounts You May Qualify For

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. 11312 N 52nd St Apartment also has on-site security features (Security cameras, Controlled access) that insurers recognize with discounts.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

On-Site Security

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 11312 N 52nd St Apartment.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

About 11312 N 52nd St Apartment

*Limited-Time Offer: USF students may qualify for one month free rent. Contact us for full details and eligibility. This well-located apartment in North Tampa offers practical living with easy access to everyday essentials, now featuring brand new on-site laundry facilities for added convenience. The layout is functional and includes a fully remodeled apartment where everything is new! Beautiful appliances are included with the refrigerator and stove. Our newly designed gate controlled access to the property with planned security camera upgrades makes this a great place to stay! Other planned improvements include upgraded landscaping, lighting and more! All of this is aimed at improving the overall resident experience and community feel to include new community branding! In an effort to keep the property quiet and clean, we are not currently allowing pets. The property is just minutes from major roadways and is within close proximity to USF and AdventHealth, as well as local hospitals, walking distance to Publix, dining options, and neighborhood services—making daily errands and commuting simple and efficient. The location is also close to Temple Terrace Town Center, Greco Softball Complex, Adventure Island, Busch Gardens, Moffitt Cancer Center, Yuengling Brewing Company, and Florida College. An ideal option for residents seeking a well-connected location with continued investment in the property. *Prorated Rent: Applies if the move-in date is not on the 1st of the month. Note: If the move-in is after the 15th, both the prorated rent and the full first month's rent are due. Rental Qualifications: ? Credit score of 600+ ? No evictions in the past 36 months ? Income must be 2.5–3x the rent ? Background check required *Please note: Photos may include virtual staging to showcase the unit’s potential. The property is offered unfurnished. ??Important Notice: For your safety, always transact directly with our management team. We never advertise on Craigslist, and we do not accept payments via Venmo, Zelle, Cash App, or similar apps. If you see our listings elsewhere or are unsure about any communication, contact our office immediately to verify. $125/Month Flat Fee For Water/Sewer/Trash/Landscape/Pest Control/Tech Fee Applies

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions