10508 Canary Isle Dr Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 10508 Canary Isle Dr Rental in North Tampa? Rent here runs $3,675, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10508 Canary Isle Dr, Tampa, FL 33647

North Tampa

3.1/5 ·542 reviews Google
$3,675 /month

Monthly Cost Breakdown at 10508 Canary Isle Dr Rental

The listed rent isn't the whole number. Here's what 10508 Canary Isle Dr Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $4,421
Base Rent $3,675
Required Monthly Fees $730
Est. Renters Insurance $16/mo

Renters Insurance at 10508 Canary Isle Dr Rental

What Affects Your Premium Here

Every building is different. These factors specific to 10508 Canary Isle Dr Rental can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

Water/Leak Issues

4 mentions in Google reviews

Pest Issues

5 mentions in Google reviews

Vehicle Crime

1 mentions of car theft, vandalism, or break-ins in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$15

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 10508 Canary Isle Dr Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$75,000 recommended

If you own less

$40,000

If you own more

$100,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 10508 Canary Isle Dr Rental:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

995 per 100K residents

Property crime rate in Tampa

-37% below national average (1,578/100K)

Breakdown per 100K residents

Burglary108 (nat. 200)
Larceny / theft784 (nat. 1,172)
Vehicle theft103 (nat. 206)

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. 10508 Canary Isle Dr Rental also has on-site security features (Gated, Covered parking, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Common topic
Water Damage Common topic
Maintenance Issues Common topic
Management Issues Mentioned
Vehicle Crime Mentioned

On-Site Security

Gated Covered parking Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 10508 Canary Isle Dr Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 10508 Canary Isle Dr Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

poolMaintenanceFee

Charged per unit.

$175 / mo

smartHomeFee

Charged per unit.

$19.99 / mo

utilitiesAdminFee

Charged per unit.

$9.99 / mo

Amenities

Community Features

Clubhouse Fenced Lot Pool

Floor Plan Amenities

Air Conditioning Double Vanities Granite Countertops Pantry Hardwood Floors Tile Floors Recreation Room Window Coverings Patio Porch Yard

Pet Policy

Bringing a pet? Here's what 10508 Canary Isle Dr Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 10508 Canary Isle Dr Rental

Please note, our homes are available on a first-come, first-serve basis and are not reserved until the holding fee agreement is signed and the holding fee is paid by the primary applicant. This home is priced to rent and won't be around for long. Apply now, while we make this home ready for you, or call to arrange a meeting with your local Progress Residential leasing specialist today. Interested in this home? You clearly have exceptional taste. This charming 4-bedroom, 3.0-bathroom home is not only pet-friendly, but also equipped with smart home features to make everyday life more convenient and connected. Homes like this don’t stay on the market for long—don’t miss your chance to make it yours. Apply today! The Homeowners Association (HOA) for this home may have a separate application process that applicants will need to complete in addition to Progress Residential’s application. This may involve registering with the HOA, completing its approval process, and paying any required fees. You may also be subject to following additional HOA rules or restrictions. Some images have been virtually staged to help showcase the potential of spaces in the home. The furnishings shown are for illustrative purposes only and are not included in the home.

Phone: (833) 252-8444

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 10508 Canary Isle Dr Rental require renters insurance?
We didn't find a public insurance requirement for 10508 Canary Isle Dr Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 10508 Canary Isle Dr Rental?
For this zip code and building type, expect to pay around $16/month ($187/year). 10508 Canary Isle Dr Rental has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 10508 Canary Isle Dr Rental?
Plan for $4,421 to $4,421/month all-in. That's base rent ($3,675), plus $730/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 10508 Canary Isle Dr Rental allow pets?
Yes, 10508 Canary Isle Dr Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 10508 Canary Isle Dr Rental?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here. On the property itself, you'll find gated, covered parking, perimeter fencing — features that can qualify for premium discounts.
What parking is available at 10508 Canary Isle Dr Rental?
Garage Parking. Worth noting: covered or garage parking can reduce your vehicle's exposure to weather and theft, which some auto insurance carriers reward with lower rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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