105 S Obrien St Condo: Renters Insurance Guide & What It Actually Costs

Monthly Cost Breakdown at 105 S Obrien St Condo

The listed rent isn't the whole number. Here's what 105 S Obrien St Condo actually costs each month once you add required fees and insurance.

Renters Insurance at 105 S Obrien St Condo

What Affects Your Premium Here

Every building is different. These factors specific to 105 S Obrien St Condo can push your insurance cost up or down:

What You'll Likely Pay

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 105 S Obrien St Condo based on the rent level and building features.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 105 S Obrien St Condo:

Discounts You May Qualify For

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 105 S Obrien St Condo.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 105 S Obrien St Condo. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenities

Floor Plan Amenities

Pet Policy

Bringing a pet? Here's what 105 S Obrien St Condo allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

About 105 S Obrien St Condo

Property Id: 1863816 Fully Remodeled Mediterranean-Inspired Condo - Westshore $2800 w/o utilities $2900 w/ utilities (electricity, water, wifi, sewer, cable, trash service) Open to per room coat ($1450 per room) Live in the heart of Tampa Bay without sacrificing peace and comfort. 2/1 condo is located in one of the most desirable, walkable neighborhoods just minutes from TIA, Downtown Tampa, and Downtown St. Pete. Features: • Bright open layout w/ quartz countertops • 2 walk-in closets • Brand new in-unit washer/dryer + appliances • Furnished or unfurnished options Walkable to Publix, Walgreens, shops, and restaurants. Location: 4min to TIA 5min to Midtown 10min dt tampa 18min dt St. Pete 35min beaches Community amenities include gated parking, NEW gym, pool, car wash station, and small dog park. Perfect for couples, small families, roommates, remote workers, or healthcare professionals.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions