205-207 S Westland Ave Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 205-207 S Westland Ave Apartments in South Tampa? Rent here runs $2,855 - $3,350, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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205-207 S Westland Ave, Tampa, FL 33606

South Tampa

Built 1909 2 stories 6 units
4/5 Apt. Finder
$2,855 - $3,350 /month

Monthly Cost Breakdown at 205-207 S Westland Ave Apartments

The listed rent isn't the whole number. Here's what 205-207 S Westland Ave Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,872 – $3,367
Base Rent $2,855 – $3,350
Required Monthly Fees $0
Est. Renters Insurance $17/mo

Renters Insurance at 205-207 S Westland Ave Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 205-207 S Westland Ave Apartments can push your insurance cost up or down:

Older Building

Built in 1909 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$17

Est. Monthly

$204

Est. Annual

$17

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 205-207 S Westland Ave Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$75,000 recommended

If you own less

$40,000

If you own more

$100,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 205-207 S Westland Ave Apartments:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

995 per 100K residents

Property crime rate in Tampa

-37% below national average (1,578/100K)

Breakdown per 100K residents

Burglary108 (nat. 200)
Larceny / theft784 (nat. 1,172)
Vehicle theft103 (nat. 206)

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 205-207 S Westland Ave Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 205-207 S Westland Ave Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per unit.

$85

Administrative Fee

Charged per unit.

$250

Amenities

Special Features

Off-site Fitness Center Off-site Workflow Center (Work/study)

Community Features

24 Hour Access Online Services Walk-Up Fitness Center

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Double Vanities Tub/Shower Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Hardwood Floors Tile Floors Vinyl Flooring Dining Room Office Walk-In Closets Linen Closet Window Coverings Large Bedrooms

About 205-207 S Westland Ave Apartments

Innovo Living Hyde Park (ILHP) is locally recognized as the best and only source for luxury boutique living in South Tampa. ILHP residences are perfectly located in and amongst the most sought-after neighborhoods; including but not limited to Hyde Park, Historic Hyde Park, Bayshore Beautiful, Palma Ceia, and SoHo. Contact the leasing office now to make an appointment and ask about our resident amenity package. Leasing office is located at 611 S Magnolia Ave. *Pricing, availability, lease terms, deposits, and specials are subject to change without notice. Leasing specials apply to new residents. All floorplans are approximate. Square footages, photos, fixtures, finishes, and appliance packages may vary per floor plan. Contact leasing office for complete details. Equal housing opportunity. 7 or 12 month lease terms available. Pet-friendly community up to 2 pets allowed not exceeding 45 lbs each. Renters pay for electric, water, trash, cable and internet. For additional information please contact the rental office. $85/person application fee. $250 admin fee.

Year Built: 1909
Stories: 2
Total Units: 6
Phone: (813) 285-7003

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 205-207 S Westland Ave Apartments require renters insurance?
We didn't find a public insurance requirement for 205-207 S Westland Ave Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 205-207 S Westland Ave Apartments?
For this zip code and building type, expect to pay around $17/month ($204/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 205-207 S Westland Ave Apartments?
Plan for $2,872 to $3,367/month all-in. That's base rent ($2,855 - $3,350), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 205-207 S Westland Ave Apartments?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here.
What floor plans does 205-207 S Westland Ave Apartments offer?
There are 2 floor plans to choose from, spanning 2-bedroom layouts. Rent ranges from $2,855 - $3,350. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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