210 S Habana Ave Apartment: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 210 S Habana Ave Apartment in South Tampa? Rent here runs $1,995, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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210 S Habana Ave, Unit 210C, Tampa, FL 33609

South Tampa

$1,995 /month

Monthly Cost Breakdown at 210 S Habana Ave Apartment

The listed rent isn't the whole number. Here's what 210 S Habana Ave Apartment actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,011
Base Rent $1,995
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at 210 S Habana Ave Apartment

What Affects Your Premium Here

Every building is different. These factors specific to 210 S Habana Ave Apartment can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$16

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 210 S Habana Ave Apartment based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$30,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 210 S Habana Ave Apartment:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

995 per 100K residents

Property crime rate in Tampa

-37% below national average (1,578/100K)

Breakdown per 100K residents

Burglary108 (nat. 200)
Larceny / theft784 (nat. 1,172)
Vehicle theft103 (nat. 206)

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

Fees Beyond Rent

These are the additional charges beyond base rent at 210 S Habana Ave Apartment. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

Charged per unit.

$550

Amenities

Community Features

Pool

Floor Plan Amenities

Washer/Dryer Dishwasher Disposal Microwave Oven Refrigerator Freezer Tile Floors Vinyl Flooring

Pet Policy

Bringing a pet? Here's what 210 S Habana Ave Apartment allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 210 S Habana Ave Apartment

Property Id: 2374569 Welcome home to Park Villas Apartments, professionally managed by BC Tampa Properties, located in the heart of South Tampa near historic streets, new luxury developments, and charming restored homes. This spacious 2 bedroom, 2 bathroom apartment features a desirable split layout with ensuite bathrooms in BOTH bedrooms — perfect for roommates or added privacy. Enjoy the convenience of an in-unit stackable washer and dryer and no carpet throughout for a modern, low-maintenance lifestyle. Rare South Tampa Feature! Select first-floor homes include a private backyard-style patio — extremely rare for apartments in this area. Community Amenities: Sparkling swimming pool Private patios (select units) Professionally managed & well-maintained community Prime Walkable Location: Walking distance to SOHO District nightlife & dining Near Hyde Park, Bayshore Boulevard & Palma Ceia 1 mile to Downtown Tampa & University of Tampa Close to Publix, Trader Joe’s, shopping & major employers Easy access to major roadways If you're searching for a South Tampa 2 bedroom apartment, apartment near SOHO Tampa, apartment with washer and dryer in unit, or a pet-friendly apartment near Downtown Tampa, Park Villas offers the location and lifestyle you want. Now offering 1 MONTH FREE on select units - limited time leasing special! Call today to schedule your tour: Live steps from everything while enjoying comfort, privacy, and space!

Phone: (813) 902-1600

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 210 S Habana Ave Apartment require renters insurance?
We didn't find a public insurance requirement for 210 S Habana Ave Apartment, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 210 S Habana Ave Apartment?
For this zip code and building type, expect to pay around $16/month ($187/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 210 S Habana Ave Apartment?
Plan for $2,011 to $2,011/month all-in. That's base rent ($1,995), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 210 S Habana Ave Apartment allow pets?
Yes, 210 S Habana Ave Apartment is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 210 S Habana Ave Apartment?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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