Tampa, FL

Broadstone Marina Bay Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Broadstone Marina Bay Apartments in South Tampa? Rent here runs $2,168 – $5,638, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5127 W Tyson Ave, Tampa, FL 33611

South Tampa

Managed by Greystar Built 2025 3 stories 325 units
4.7/5 ·90 reviews Google
5/5 ·8 reviews Apt. Finder
$2,168 – $5,638 /month

Monthly Cost Breakdown at Broadstone Marina Bay Apartments

The listed rent isn't the whole number. Here's what Broadstone Marina Bay Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,330 – $5,800
Base Rent $2,168 – $5,638
Required Monthly Fees $148
Est. Renters Insurance $14/mo

Renters Insurance at Broadstone Marina Bay Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Broadstone Marina Bay Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$14

Est. Monthly

$163

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Broadstone Marina Bay Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Broadstone Marina Bay Apartments:

Carrier Monthly Annual
Lemonade $8/mo $102/yr
USAA $10/mo $114/yr
State Farm $13/mo $152/yr
Progressive $14/mo $165/yr
Safeco $14/mo $165/yr
Travelers $15/mo $178/yr
Allstate $16/mo $190/yr
Nationwide $16/mo $190/yr
Farmers $17/mo $203/yr
Liberty Mutual $19/mo $228/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Tampa property crime rate

995

per 100K residents

37% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
108 / 200
Larceny / theft
784 / 1,172
Vehicle theft
103 / 206

U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Broadstone Marina Bay Apartments also has on-site security features (Concierge, Doorman, Package lockers, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Concierge Doorman Package lockers Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Broadstone Marina Bay Apartments.

FEMA Zone AE (Coastal Floodplain) — High-risk flood area with base flood elevation

Flood insurance strongly recommended — standard renters policies exclude flood damage.

What to know about flood insurance as a renter:

  • Your landlord's building policy does not cover your belongings
  • NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structural damage

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Broadstone Marina Bay Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control Services

Amount for pest control services. Charged per unit.

$3 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$30 / mo

Utility - Billing Administrative Fee

Amount to manage utility services billing. Charged per unit.

$4.88 / mo

Package Services

Amount for package services. Charged per unit.

$6 / mo

Cable TV and Internet Services

Amount for cable and internet services in rental home. Charged per unit.

$95 / mo

Trash Services - Hauling

Usage-Based (Utilities).Amount for shared trash/waste services. Charged per unit.

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Common Area - Electric

Usage-Based (Utilities).Shared amount for common area electric usage. Charged per unit.

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper unit.

$250

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per leaseholder.

$85

Utility - New Account Fee

Amount to establish utility services. Charged per unit.

$17

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

$250

Access Device

Amount to obtain an access device for community; fobs, keys,remotes, access passes. Charged per resident.

$25 - $50 / occurence

Utility - Final Bill Fee

Amount billed to calculate final utility statement. Charged per unit.

$17

Pets Fees

Pet Fee

Please call our Leasing Office for complete Pet Policy information.

$500 - $750

Pet Rent

Max of 1. Monthly amount for authorized pet. Charged per pet

$25 / mo

Pet Management - Third Party

Max of 1. Amount for authorized pet registration and screening services. Charged per pet. Payable to 3rd Party

$25 / yr

Parking Fees

Parking - Reserved

Max of 1. Amount for reserved parking space/services. May besubject to availability. Charged per rentable item.

$75 - $100 / mo

Situational Fees

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month leaseCharged per unit.

$500 / mo

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community. Charged per unit.

$1,000 / occurence

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability PolicyCharged per unit.

$15 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

$150 / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms. Charged per unit.

$25 - $500 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit. Payable to 3rd Party

$75 / occurence

Liquidated Damages

Amount for not satisfying the application and/or lease termsCharged per unit.

100% of base rent / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent / occurence

Express Move Out

Amount for community to perform rental home cleaning upon move-out. Charged per unit.

Varies / occurrence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

Varies / occurrence

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

Varies one-time

Amenities

Special Features

EV Chargers Outdoor Courtyard With Lawn Games Reserved Parking Available Boardwalk Connecting to the Marina District Decorative Tile Backsplashes Designer Lighting And Fixture Packages Resort Style Swimming Pool Parcel Pending Concierge Package Locker System Private Dining Stainless Steel Appliance Package Walk-In Closets with Wire Shelving Bayfront Saltwater Pool W Cabana Seating Entertainment Kitchen & Outdoor Terrace Membership Privileges at Gulf Stream Boat Club Direct Access To Boardwalk Direct Access To The Marina District Distinctive Interior Design And Finishes Dog Park & Dog Wash Station Outdoor Grilling Area & Putting Green Covered Parking Direct Views Of Tampa Bay Podcast Studio Private Studio Catering Kitchen & Entertainment Lounge Refrigerator With Built-in Ice Makers Black Plumbing Fixtures in Bathroom Built-In Fridge with Pantry Custom Kitchen Cabinets Gold Plumbing Fixtures in Kitchen Rooftop Lounge

Community Features

Community-Wide WiFi Pet Washing Station Car Charging Station Business Center Clubhouse Lounge Cabana Courtyard Fitness Center Pool Putting Greens Gameroom

Floor Plan Amenities

Wi-Fi Washer/Dryer Ceiling Fans Ice Maker Stainless Steel Appliances Island Kitchen Kitchen Quartz Countertops Carpet Vinyl Flooring Walk-In Closets Balcony Patio Lawn

Pet Policy

Bringing a pet? Here's what Broadstone Marina Bay Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$500 Fee
2 Pet Limit

About Broadstone Marina Bay Apartments

Year Built: 2025
Stories: 3 stories
Units: 325
Management: Greystar
Phone: (813) 412-8559

From the property listing:

Where vivid sunsets meet the bay’s jewel-toned waters, Broadstone Marina Bay embodies modern coastal luxury. Choose from brand-new studio, one- and two-bedroom apartments, or three-bedroom townhomes with private garages—all in Tampa’s vibrant Westshore District. Surround yourself with a walkable waterfront lifestyle of indie shops, scenic boardwalks, marinas, and waterfront dining. Residences are thoughtfully designed with dual-toned cabinetry, quartz countertops, decorative tile backsplashes, and Samsung stainless steel appliances.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Broadstone Marina Bay Apartments require renters insurance?
We didn't find a public insurance requirement for Broadstone Marina Bay Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Broadstone Marina Bay Apartments?
For this zip code and building type, expect to pay around $14/month ($163/year). For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Broadstone Marina Bay Apartments?
Plan for $2,330 to $5,800/month all-in. That's base rent ($2,168 – $5,638), plus $148/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Broadstone Marina Bay Apartments allow pets?
Yes, Broadstone Marina Bay Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $500 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Broadstone Marina Bay Apartments?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here. On the property itself, you'll find concierge, doorman, package lockers, covered parking — features that can qualify for premium discounts.
Does Broadstone Marina Bay Apartments need flood insurance?
This property sits in FEMA flood zone AE (High-risk flood area with base flood elevation). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.
What floor plans does Broadstone Marina Bay Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $2,168 – $5,638. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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