6207 S Westshore Blvd, Tampa, FL 33616
South Tampa
Monthly Cost Breakdown at Cortland Westshore Apartments
The listed rent isn't the whole number. Here's what Cortland Westshore Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Cortland Westshore Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Cortland Westshore Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.
FBI UCR
Property crime rate: 995/100K (37% below national average)
What You'll Likely Pay
$14
Est. Monthly
$172
Est. Annual
$12
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cortland Westshore Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$40,000
If you own more
$100,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Cortland Westshore Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $112/yr |
| USAA | $11/mo | $126/yr |
| State Farm | $14/mo | $168/yr |
| Progressive | $15/mo | $182/yr |
| Safeco | $15/mo | $182/yr |
| Travelers | $16/mo | $196/yr |
| Allstate | $18/mo | $210/yr |
| Nationwide | $18/mo | $210/yr |
| Farmers | $19/mo | $224/yr |
| Liberty Mutual | $21/mo | $252/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.
Property crime rate in Tampa
-37% below national average (1,578/100K)
Breakdown per 100K residents
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Cortland Westshore Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Doorman, Sprinklers, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Tampa (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Cortland Westshore Apartments.
FEMA Zone AE (Coastal Floodplain) — High-risk flood area with base flood elevation
Flood insurance strongly recommended — standard renters policies exclude flood damage.
What to know about flood insurance as a renter:
- Your landlord's building policy does not cover your belongings
- NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structural damage
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Cortland Westshore Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Service Fee
Service Fee: $10 due monthly Charged per unit.
Liability Only Protection
Liability Only Protection: $15 due monthly Charged per unit.
Trash
Trash: $25 due monthly Charged per unit.
Valet Trash
Valet Trash: $35 due monthly Charged per unit.
Internet
Internet: $75 due monthly Charged per unit.
Pest Control
Pest Control: $8 due monthly Charged per unit.
Administration Fee (per household)
Administration Fee (per household): $250 deposit due at application Charged per unit.
Application Fee (per applicant)
Application Fee (per applicant): $99 due at application Charged per applicant.
New Account Setup Fee
New Account Setup Fee: $25 due at move-in Charged per unit.
Pets Fees
Dog - Pet Fee
Pet Fee: $400 due at move-in Charged per pet.
Dog - Monthly Pet Charge
Monthly Pet Charge: $25 due monthly Charged per pet.
Cat - Pet Fee
Pet Fee: $400 due at move-in Charged per pet.
Cat - Monthly Pet Charge
Monthly Pet Charge: $25 due monthly Charged per pet.
Parking Fees
Reserved Parking
Reserved Parking: $75 due monthly Charged per vehicle.
Situational Fees
Late Rent Fee
Late Rent Fee: 10% of rent due at late rent. Charged per unit.
Early Termination Fee
Early Termination Fee: 200% of rent due at early terminationCharged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Cortland Westshore Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Cats Allowed
- $25 Monthly Pet Rent
- $400 Fee
- 80 lb Weight Limit
- 2 Pet Limit
About Cortland Westshore Apartments
Located on the waterfront and minutes away from Downtown Tampa, our Westshore apartments in Tampa, FL, offer the perfect blend of city excitement and laid-back living. Upscale apartment features like quartz countertops and smart thermostats will make you proud to call any of our studio, one, two, and three-bedroom apartments in South Tampa, FL, home. Our waterfront apartments in South Tampa offer convenience to major employers like MacDill Air Force Base and BayCare Health, making your everyday commute a breeze. And whether you want to get out on the water, explore the sights of the city, or simply spend some quality time at home, you have plenty of options to relax and play next to the bay. Soak up some sun at one of our two resort-style pools with Tampa Bay waterfront views, or explore the popular shopping and nightlife spots of South Tampa, Hyde Park, and Channelside. No matter what your day looks like, you’ll come home to the hospitality and service of a community team dedicated to you. What We Offer Cortland Westshore is located at 6207 S. West Shore Blvd, Tampa, FL 33616. Enjoy our resort-style pools and sun decks, a two-story, 24/7 fitness center, an outdoor game space with putting greens, a business center, and our sky lounge with views of Tampa Bay. Our spacious apartments on Westshore Blvd. also feature expansive kitchen islands, quartz countertops, and in-home washer and dryer sets. Choose from a variety of floor plans, including one, two, and three-bedroom apartment homes, each designed with luxury lifestyles in mind. At Cortland, award-winning customer service is more than a promise – it's our passion. Our Westshore apartment community prioritizes each resident, ensuring that hospitality here is more than just a standard – it’s what we do best. With attention to every detail and a commitment to providing next-level apartment living, we make it clear that our residents are our number one priority. Every moment you spend with us is an opportunity to show how much you matter. At Cortland Westshore, we believe in creating a vibrant community. Join us for resident events, social gatherings, and community activities that make living here a unique experience. We also welcome your furry friends! Our pet-friendly community features a designated bark park for furry residents, large and small. Ready to see your new Cortland apartment home? Schedule a tour today!
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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