Roma On Dale Mabry II Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Roma On Dale Mabry II Apartments in South Tampa? Rent here runs $1,200 – $1,350, and renters insurance adds about $19/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3809 W Iowa Ave, Tampa, FL 33616

South Tampa

Built 1972 2 stories 20 units
2.7/5 ·22 reviews Google
Apt. Finder
$1,200 – $1,350 /month

Monthly Cost Breakdown at Roma On Dale Mabry II Apartments

The listed rent isn't the whole number. Here's what Roma On Dale Mabry II Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,219 – $1,369
Base Rent $1,200 – $1,350
Est. Renters Insurance $19/mo

Renters Insurance at Roma On Dale Mabry II Apartments

Accepted Insurance Providers

Roma On Dale Mabry II Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

Sure Kin

What Affects Your Premium Here

Every building is different. These factors specific to Roma On Dale Mabry II Apartments can push your insurance cost up or down:

Older Building

Built in 1972 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Vehicle Crime

4 mentions of car theft, vandalism, or break-ins in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$19

Est. Monthly

$226

Est. Annual

$18

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Roma On Dale Mabry II Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Roma On Dale Mabry II Apartments:

Carrier Monthly Annual
Lemonade $9/mo $112/yr
USAA $11/mo $126/yr
State Farm $14/mo $168/yr
Progressive $15/mo $182/yr
Safeco $15/mo $182/yr
Travelers $16/mo $196/yr
Allstate $18/mo $210/yr
Nationwide $18/mo $210/yr
Farmers $19/mo $224/yr
Liberty Mutual $21/mo $252/yr

Discounts You May Qualify For

Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $18/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Tampa property crime rate

995

per 100K residents

37% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
108 / 200
Larceny / theft
784 / 1,172
Vehicle theft
103 / 206
Tampa U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Roma On Dale Mabry II Apartments also has on-site security features (Sprinklers, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Vehicle Crime Common topic
Water Damage Mentioned
Pest Issues Mentioned
Noise Mentioned

On-Site Security

Sprinklers On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Roma On Dale Mabry II Apartments.

FEMA Zone X (0.2 Pct Annual Chance Flood Hazard In Coastal Zone) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Roma On Dale Mabry II Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$50

Amenities

Community Features

Laundry Facilities Courtyard

Floor Plan Amenities

High Speed Internet Access Air Conditioning Ceiling Fans Smoke Free Cable Ready Tub/Shower Sprinkler System Kitchen Oven Range Refrigerator Freezer Vinyl Flooring Dining Room Grill

Pet Policy

Bringing a pet? Here's what Roma On Dale Mabry II Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

  • $350 Fee
  • 2 Pet Limit

About Roma On Dale Mabry II Apartments

We've handled all your needs at Roma on Dale Mabry II Apartments. Our spacious and inviting one bedroom apartments for rent were designed with you in mind. You will find a range of standard apartment amenities, including an all-electric kitchen, refrigerator, stove, tub and show, and vinyl flooring. With our focus on delivering a lifestyle of unparalleled comfort and convenience, Roma in Dale Mabry II Apartments is the perfect choice for those who desire the best of both worlds. Our charming community is curated to accommodate a variety of lifestyles. We take pride in providing exciting outdoor amenities in our community. From a convenient laundry facility and assigned parking to an online resident portal and 24-hour emergency maintenance, we have thoughtfully considered every detail.

Year Built: 1972
Stories: 2
Total Units: 20
Phone: (877) 752-4893

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Roma On Dale Mabry II Apartments require renters insurance?
We didn't find a public insurance requirement for Roma On Dale Mabry II Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Roma On Dale Mabry II Apartments?
For this zip code and building type, expect to pay around $19/month ($226/year). Roma On Dale Mabry II Apartments has security features that qualify for discounts — with those applied, you could pay as little as $18/month. For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Roma On Dale Mabry II Apartments?
Plan for $1,219 to $1,369/month all-in. That's base rent ($1,200 – $1,350), plus roughly $19/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Roma On Dale Mabry II Apartments allow pets?
Yes, Roma On Dale Mabry II Apartments is pet-friendly. Here are the details: Cats Allowed. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Roma On Dale Mabry II Apartments?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here. On the property itself, you'll find sprinklers, on site maintenance — features that can qualify for premium discounts.
What floor plans does Roma On Dale Mabry II Apartments offer?
There are 1 floor plans to choose from, spanning 1-bedroom layouts. Rent ranges from $1,200 – $1,350. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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