5350 Bridge St, Tampa, FL 33611
South Tampa
Monthly Cost Breakdown at The Residences at Westshore Marina Apartments
The listed rent isn't the whole number. Here's what The Residences at Westshore Marina Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Residences at Westshore Marina Apartments
According to The Residences at Westshore Marina Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.
Your lease at The Residences at Westshore Marina Apartments expects
These specifics on your renters policy
Your lease may add more — but these are the details The Residences at Westshore Marina Apartments publishes publicly. Treat them as the floor, not the ceiling.
Carriers listed on their website
You're not limited to these — a leasing office can't legally restrict you to specific carriers. Any licensed insurer that meets the coverage minimums above will be accepted, so shop for the policy that fits your budget.
The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.
What Affects Your Premium Here
Every building is different. These factors specific to The Residences at Westshore Marina Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.
FBI UCR
Property crime rate: 995/100K (37% below national average)
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Residences at Westshore Marina Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Residences at Westshore Marina Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $102/yr |
| USAA | $10/mo | $114/yr |
| State Farm | $13/mo | $152/yr |
| Progressive | $14/mo | $165/yr |
| Safeco | $14/mo | $165/yr |
| Travelers | $15/mo | $178/yr |
| Allstate | $16/mo | $190/yr |
| Nationwide | $16/mo | $190/yr |
| Farmers | $17/mo | $203/yr |
| Liberty Mutual | $19/mo | $228/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.
Tampa property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. The Residences at Westshore Marina Apartments also has on-site security features (Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Tampa (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Residences at Westshore Marina Apartments.
FEMA Zone AE (Coastal Floodplain) — High-risk flood area with base flood elevation
Flood insurance strongly recommended — standard renters policies exclude flood damage.
What to know about flood insurance as a renter:
- Your landlord's building policy does not cover your belongings
- NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
- Private carriers (Neptune, Wright Flood) may offer lower rates
- Most flood claims in this zone are for personal property, not structural damage
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at The Residences at Westshore Marina Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - New Account Fee
One-time charge to activate new utility services. Charged per unit.
Utility Water / Wastewater Admin Fee
Covers administrative costs associated with billing and managing water utility services. Charged per unit.
Community Amenity Fee
Community Amenity Fee Charged per unit.
Package Management
Handling and storage of resident deliveries. Charged per unit.
Trash Services - Doorstep
Fee for doorstep trash and recycle pickup service. Charged per unit.
Trash Admin
Administrative costs for managing trash service billing, coordination, and related expenses for your apartment. Charged per unit.
Pest Control Services
Regular pest prevention and treatment services. Charged per unit.
Cable TV / Internet Services
Community-provided cable TV and internet services Charged per unit.
Utility - Electric
Cost of electricity usage for your apartment. Charged per unit.
Utility - Stormwater / Drainage
Local stormwater management and drainage system fee. Chargedper unit.
Utility - Water / Sewer
Water usage and wastewater removal costs. Charged per unit.
Utility- Gas
Cost of gas usage for your apartment. Charged per unit.
Common Area Utilities
Shared utility costs in community common areas. Charged per unit.
Admin Fee
Fee to process rental application and background check Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Application Fee
Administrative processing fee to cover lease preparation. Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Pet Fee
Fee for allowing pets in the home. Charged per pet.
Pet / Animal Lease Violation
Fee issued for unauthorized pets or violations of pet policyCharged per pet.
Pet Fee
Pet Fee Charged per pet.
Pet Rent
Monthly charge for keeping a pet in the home. Charged per pet.
Parking Fees
Parking - Garage
Charge for access to a garage space. Charged per vehicle.
Addons Fees
Storage Space Rental
Fee for an on-site storage unit. Charged per unit.
Renters Liability / Content Property Program
Fee for not maintaining required renter?s liability insurance coverage. Charged per unit.
Amenity / Clubhouse Rental Fee
Fee for reserving the community clubhouse for events or gatherings. Charged per unit.
Parking EV Charging
Fee for on-site electric vehicle charging access. Charged per unit.
Situational Fees
Trash Services - Hauling
Cost of trash collection, removal, and hauling services. Charged per unit.
Utility Vacant processing Fee
Utility Vacant processing Fee Charged per unit.
Intra-Community Transfer Fee
Charge for transferring to another home within the same community. Charged per unit.
Security Deposit (Refundable)
Refundable deposit covering potential damages and unpaid rent per lease terms. Charged per unit.
Security Deposit Alternative
Alternative to a standard security deposit typically issued through a surety bond. Charged per unit.
MTM Flat Fee
Month to Month Flat Fee Charged per unit.
Access Device Replacement
Access Device Replacement Charged per unit.
Renters Liability Non-Compliance
Fee for not maintaining required renter?s liability insurance coverage. Charged per unit.
Trash Container - Replacement
Charge for replacing a lost, stolen, or damaged trash bin. Charged per unit.
Non-Sufficient Funds (NSF)
Charge for returned payments due to non-sufficient funds. Charged per unit.
Late Fee (Percentage)
Calculated as a percentage of the base rent amount. Charged per unit.
Utility Non-transferred Utility Fee
Charge for utility costs not moved to resident?s name. Charged per unit.
Concession Repayment
Tenant repayment of rent discounts if lease terms are not met. Charged per unit.
Early Termination Fee
Early Termination Fee Charged per unit.
Insufficient Move-out Notice Fee
Insufficient Move-out Notice Fee Charged per unit.
Legal / Eviction Fee
Costs associated with an eviction proceeding. Charged per unit.
Lease Violation Fee
Lease Violation Fee Charged per unit.
Renter Liability - Third Party
Fee for not maintaining required renter?s liability insurance coverage. Charged per unit.
Utility Vacant Cost Recovery
Utility Vacant cost Recovery Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what The Residences at Westshore Marina Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
- Other Pets Allowed
About The Residences at Westshore Marina Apartments
Westshore Marina takes nothing for granted, and takes pride in offering only the best. Reimagine elite marina-district living and discover priceless moments born out of top-quality amenities. Here, Tampa Bay is your backyard, and vibrant days are saturated with invigorating boat trips, hammock-naps in the gaze of the sunset, and an immersive air of integrity. We invite you to live beyond the bay live pure, explore more, and never settle.
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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