Overview of Auto Insurance in Lake Forest

Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Lake Forest won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Lake Forest, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Lake Forest

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,412
AAA $2,845
Alliance United $3,522
Allstate $4,689
Amica Mutual $2,644
Anchor General $4,851
Bankers Standard $2,315
CSE Safeguard $3,077
California Capital $2,360
California Casualty $2,440
Coast National $8,915
Encompass $3,355
Esurance $3,119
Everest National $961
Farmers $5,761
Federal Ins (CHUBB) $4,170
Financial Indemnity $4,916
Geico $2,539
Hartford $4,113
Horace Mann $1,866
Horace Mann Prop and Cas $1,983
IDS $3,432
Infinity $5,991
Kemper $3,514
Liberty Mutual $4,788
MAPFRE $3,641
Mercury $2,906
Metromile $2,945
Metropolitan Direct $2,478
National General/Integon $6,493
Nations Ins. Co. $3,410
Nationwide $4,544
Pacific Property & Casualty $2,878
Permanent General $3,438
Progressive West $3,604
Safeco $3,278
Safeway $5,068
State Farm $4,062
Traveler's Commercial $3,458
USAA $2,172
Progressive $4,640
Viking $10,669
Wawanesa $2,022
Western General $4,400

As you can see, the prices vary quite a lot in Lake Forest. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Lake Forest Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Lake Forest.

Agent
Address
Phone
20381 Lake Forest Dr, Lake Forest, CA 92630
949-540-1440
25432 Trabuco Rd Ste 201, Lake Forest, CA 92630
949-951-9414
23591 El Toro Rd Ste 285, Lake Forest, CA 92630
949-830-4520
22691 Lambert St, Lake Forest, CA 92630
949-581-2333
23002 Lake Center Dr, Lake Forest, CA 92630
949-421-0222
20331 Lake Forest Dr Ste C5, Lake Forest, CA 92630
949-203-3600
23101 Lake Center Dr #340, Lake Forest, CA 92630
800-259-4247
23681 Birtcher Dr, Lake Forest, CA 92630
949-461-0800
Farmers Insurance
949-951-3600
23101 Lake Center Dr Ste 315, Lake Forest, CA 92630
949-830-7970
1 Orchard Rd Ste 230, Lake Forest, CA 92630
949-855-0112
22481 El Toro Rd Ste C, Lake Forest, CA 92630
949-328-0288
23783 El Toro Rd, Lake Forest, CA 92630
949-238-2660
23361 El Toro Rd #116, Lake Forest, CA 92630
949-768-0221
22772 Centre Dr Ste 150, Lake Forest, CA 92630
949-768-0222
21098 Bake Pkwy Ste 104, Lake Forest, CA 92630
949-770-8000
23792 Rockfield Blvd ste 220, Lake Forest, CA 92630
949-600-9670
2112 N Tustin Ave, Santa Ana, CA 92705
949-588-8844
23814 Mercury Rd, Lake Forest, CA 92630
949-581-1108
1772, 23725 Birtcher Dr, Lake Forest, CA 92630
949-458-9999

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.