Overview of Auto Insurance in Irvine

With over 256,000 people living in Irvine, auto accidents are bound to happen. With a highly educated population, a lot of residents in Irvine can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. Western Digital, Broadcom, Allergan) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Irvine won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Irvine, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Irvine

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,704
AAA $3,401
Alliance United $3,522
Allstate $4,825
Amica Mutual $2,736
Anchor General $8,032
Bankers Standard $2,294
CSE Safeguard $3,001
California Capital $2,360
California Casualty $2,338
Coast National $7,545
Encompass $3,172
Esurance $3,055
Everest National $961
Farmers $6,212
Federal Ins (CHUBB) $4,380
Financial Indemnity $4,916
Geico $2,691
Hartford $4,061
Horace Mann $1,962
Horace Mann Prop and Cas $2,088
IDS $3,606
Infinity $6,560
Kemper $3,442
Liberty Mutual $4,787
MAPFRE $5,104
Mercury $3,410
Metromile $3,017
Metropolitan Direct $2,728
National General/Integon $6,284
Nations Ins. Co. $3,829
Nationwide $5,112
Pacific Property & Casualty $3,410
Permanent General $3,438
Progressive West $4,810
Safeco $3,261
Safeway $4,720
State Farm $4,166
Traveler's Commercial $3,726
USAA $2,669
Progressive $6,004
Viking $10,669
Wawanesa $2,127
Western General $4,428

As you can see, the prices vary quite a lot in Irvine. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Irvine Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Irvine.

Agent
Address
Phone
16969 Von Karman Ave #100, Irvine, CA 92606
949-660-7061
4 Venture Ste 115, Irvine, CA 92618
949-788-0198
4860 Irvine Blvd Ste 206, Irvine, CA 92620
714-505-2457
4255 Campus Dr Ste A270, Irvine, CA 92612
949-509-2888
16901 Millikan Ave, Irvine, CA 92606
949-396-6030
13844 Alton Pkwy Ste 132, Irvine, CA 92618
949-252-1003
1472 Euclid St, Anaheim, CA 92802
714-399-0852
ISU INSURANCE SERVICES OF IRVINE
949-419-2160
192 Technology Dr F, Irvine, CA 92618
949-727-4442
14795 Jeffrey Rd, Irvine, CA 92618
949-786-6888
2101 Business Center Dr Ste 110, Irvine, CA 92612
949-202-0338
19200 Von Karman Ave Ste 200, Irvine, CA 92612
949-863-1567
3943 Irvine Blvd #144, Irvine, CA 92602
949-608-0861
1340 Reynolds Ave #103, Irvine, CA 92614
949-833-2030
2151 Michelson Dr Suite 250, Irvine, CA 92612
714-467-8726
18008 Sky Park Cir Ste 220, Irvine, CA 92614
949-252-0900
20 Corporate Park #290, Irvine, CA 92606
949-727-8283
30 Corporate Park, Irvine, CA 92606
949-223-5020
4482 Barranca Pkwy #224, Irvine, CA 92604
949-552-6602
Steven Wang - State Farm Insurance Agent
949-552-3600
41 Auto Center Dr, Irvine, CA 92618
949-598-2791

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.