Overview of Auto Insurance in Huntington Beach

With over 201,000 people living in Huntington Beach, auto accidents are bound to happen. With a highly educated population, a lot of residents in Huntington Beach can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Huntington Beach won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Huntington Beach, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Huntington Beach

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,864.75
AAA $3,187.35
Alliance United $3,369.33
Allstate $5,060.15
Amica Mutual $2,779.32
Anchor General $6,119.67
Bankers Standard $2,576.96
CSE Safeguard $3,327.0
California Capital $2,695.39
California Casualty $2,368.09
Coast National $8,749.73
Encompass $3,147.59
Esurance $3,400.03
Everest National $921.76
Farmers $6,812.53
Federal Ins (CHUBB) $4,297.85
Financial Indemnity $5,227.44
Government Employees Ins Co $2,717.29
Hartford $4,307.18
Horace Mann $1,976.6
Horace Mann Prop and Cas $2,106.28
IDS $3,843.23
Infinity $6,821.1
Kemper $3,874.26
Liberty Mutual $5,415.87
MAPFRE $4,424.47
Mercury $3,446.76
Metromile $3,124.11
Metropolitan Direct $2,617.36
National General/Integon $6,555.0
Nations Ins. Co. $3,801.59
Nationwide $4,714.78
Pacific Property & Casualty $3,330.46
Permanent General $3,914.32
Progressive West $3,854.22
Safeco $3,466.31
Safeway $4,990.68
State Farm $4,678.03
Traveler's Commercial $3,784.16
USAA $2,305.38
United Financial Cas (Progressive) $4,955.01
Viking $9,644.85
Wawanesa $2,047.75
Western General $4,901.8
CSAA Insurance Exchange $3,182.71

As you can see, the prices vary quite a lot in Huntington Beach. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Huntington Beach Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Huntington Beach.

Agent
Address
Phone
16691 Gothard St Ste J, Huntington Beach, CA 92647
714-848-3611
15185 Springdale St, Huntington Beach, CA 92649
714-895-1203
9023 Adams Ave, Huntington Beach, CA 92646
714-962-3391
16168 Beach Blvd Ste 115, Huntington Beach, CA 92647
714-843-0501
18141 Beach Blvd Ste 250, Huntington Beach, CA 92648
714-841-3177
18632 Beach Blvd Ste 205, Huntington Beach, CA 92648
714-963-2418
16400 Pacific Coast Hwy Ste 219, Huntington Beach, CA 92649
714-842-9361
16742 Gothard St, Huntington Beach, CA 92647
714-842-2523
4952 Warner Ave, Huntington Beach, CA 92649
714-846-4231
18351 Beach Blvd Ste B, Huntington Beach, CA 92648
714-848-3276
9042 Garfield Ave ste 315, Huntington Beach, CA 92646
714-963-3276
Mercury Insurance Agent
877-253-9655
5922 Warner Ave, Huntington Beach, CA 92649
714-377-1111
1901 Redondo Ave a, Signal Hill, CA 90755
714-841-6283
15061 Springdale St Ste 101, Huntington Beach, CA 92649
714-892-3351
17485 Beach Blvd, Huntington Beach, CA 92647
714-847-3340
10061 Talbert Ave Suite 207, Fountain Valley, CA 92708
714-841-2510
18700 Beach Blvd, Huntington Beach, CA 92648
714-378-1580
5011 Argosy Ave, Huntington Beach, CA 92649
714-544-5164
2120 Main St #140, Huntington Beach, CA 92648
714-969-6430

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.