Overview of Auto Insurance in Costa Mesa

With over 113,000 people living in Costa Mesa, auto accidents are bound to happen. With a highly educated population, a lot of residents in Costa Mesa can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Costa Mesa won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Costa Mesa, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Costa Mesa

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,402
AAA $3,313
Alliance United $3,736
Allstate $4,474
Amica Mutual $2,578
Anchor General $5,215
Bankers Standard $2,459
CSE Safeguard $3,138
California Capital $2,728
California Casualty $2,267
Coast National $9,125
Encompass $3,139
Esurance $3,205
Everest National $992
Farmers $6,358
Federal Ins (CHUBB) $4,187
Financial Indemnity $4,916
Geico $2,797
Hartford $4,447
Horace Mann $1,982
Horace Mann Prop and Cas $2,113
IDS $5,346
Infinity $5,870
Kemper $4,000
Liberty Mutual $5,578
MAPFRE $4,105
Mercury $3,150
Metromile $3,021
Metropolitan Direct $2,622
National General/Integon $5,781
Nations Ins. Co. $3,410
Nationwide $4,570
Pacific Property & Casualty $3,084
Permanent General $3,651
Progressive West $3,940
Safeco $3,184
Safeway $4,940
State Farm $4,314
Traveler's Commercial $3,590
USAA $2,299
Progressive $5,150
Viking $10,669
Wawanesa $1,991
Western General $4,855

As you can see, the prices vary quite a lot in Costa Mesa. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Costa Mesa Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Costa Mesa.

Agent
Address
Phone
3033 South Bristol Street, Suite H3, Costa Mesa, CA 92626
714-825-1974
950 S Coast Dr Ste 106, Costa Mesa, CA 92626
714-241-3055
1525 Mesa Verde Dr E Ste 107, Costa Mesa, CA 92626
714-434-5906
1914 Meyer Pl # D, Costa Mesa, CA 92627
949-722-4022
Chrysalis Insurance Agency
714-464-8080
1072 Bristol St Ste 102, Costa Mesa, CA 92626
714-540-5200
EZ Insurance Services, A Nationwide Insurance Agency.
714-754-9030
735 Baker St, Costa Mesa, CA 92626
714-751-4610
170 E 17th St Ste 213, Costa Mesa, CA 92627
949-642-4223
582 W 19th St, Costa Mesa, CA 92627
949-574-4911
3158 Red Hill Ave #150, Costa Mesa, CA 92626
714-708-2722
14256 Beach Blvd, Westminster, CA 92683
714-754-9030
2482 Newport Blvd #10, Costa Mesa, CA 92627
949-631-1080
1551 Baker St, Costa Mesa, CA 92626
714-435-0300
3151 Airway Ave Suite F203, Costa Mesa, CA 92626
714-258-2800
696 W 19th St, Costa Mesa, CA 92627
949-764-9450
1120 Bristol St, Costa Mesa, CA 92626
714-430-0035
1518 Newport Blvd, Costa Mesa, CA 92627
949-553-1115
150 Paularino Ave Suite D190, Costa Mesa, CA 92626
714-708-7088
Travis Homeowners & Auto Insurance
400 Merrimac Way, Costa Mesa, CA 92626
949-701-7668

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.