Overview of Auto Insurance in Newport Beach

Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Newport Beach won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Newport Beach, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Newport Beach

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,710
AAA $3,491
Alliance United $3,736
Allstate $4,899
Amica Mutual $2,617
Anchor General $7,794
Bankers Standard $2,557
CSE Safeguard $2,954
California Capital $2,728
California Casualty $2,285
Coast National $9,748
Encompass $3,236
Esurance $3,257
Everest National $992
Farmers $6,089
Federal Ins (CHUBB) $4,216
Financial Indemnity $4,916
Geico $2,853
Hartford $4,385
Horace Mann $1,996
Horace Mann Prop and Cas $2,123
IDS $4,196
Infinity $5,442
Kemper $3,735
Liberty Mutual $5,025
MAPFRE $4,337
Mercury $3,124
Metromile $2,956
Metropolitan Direct $2,568
National General/Integon $5,876
Nations Ins. Co. $3,909
Nationwide $4,787
Pacific Property & Casualty $3,694
Permanent General $3,651
Progressive West $4,262
Safeco $3,238
Safeway $5,042
State Farm $4,387
Traveler's Commercial $3,590
USAA $2,350
Progressive $6,054
Viking $10,669
Wawanesa $2,337
Western General $4,400

As you can see, the prices vary quite a lot in Newport Beach. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Newport Beach Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Newport Beach.

Agent
Address
Phone
20151 SW Birch St Ste 220, Newport Beach, CA 92660
949-651-1401
369 San Miguel Dr Ste 375, Newport Beach, CA 92660
949-721-4010
4000 Westerly Pl Suite 200, Newport Beach, CA 92660
949-851-3836
2600 Newport Blvd Ste 152, Newport Beach, CA 92663
949-631-7740
20051 SW Birch St Ste 300, Newport Beach, CA 92660
949-260-9707
1501 Westcliff Dr Ste 305, Newport Beach, CA 92660
949-975-8411
4000 MacArthur Blvd #600, Newport Beach, CA 92660
949-783-4140
260 Newport Center Dr Ste 100, Newport Beach, CA 92660
949-999-0817
1101 Dove St Ste 238, Newport Beach, CA 92660
949-333-3716
4425 Jamboree Rd Ste 280, Newport Beach, CA 92660
949-209-0090
14256 Beach Blvd, Westminster, CA 92683
949-800-5003
2503 Eastbluff Dr #201, Newport Beach, CA 92660
714-962-6671
2072 Orchard Dr, Newport Beach, CA 92660
949-791-1300
3412 Via Oporto Ste 201, Newport Beach, CA 92663
949-329-2000
Shea Ferraro - State Farm Insurance Agent
949-631-5530
15 Corporate Plaza Dr #230, Newport Beach, CA 92660
949-945-1919
20250 SW Acacia St #125, Newport Beach, CA 92660
949-385-5055
1518 Newport Blvd, Costa Mesa, CA 92627
949-553-1115
1000 Quail St #225, Newport Beach, CA 92660
949-660-8791

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.