Overview of Auto Insurance in Oceanside

With over 175,000 people living in Oceanside, auto accidents are bound to happen. With a highly educated population, a lot of residents in Oceanside can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Oceanside won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Oceanside, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Oceanside

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,472
AAA $2,914
Alliance United $3,370
Allstate $4,622
Amica Mutual $2,737
Anchor General $4,865
Bankers Standard $2,288
CSE Safeguard $2,694
California Capital $2,460
California Casualty $2,068
Coast National $8,637
Encompass $2,666
Esurance $3,089
Everest National $901
Farmers $5,656
Federal Ins (CHUBB) $3,994
Financial Indemnity $4,159
Geico $2,410
Hartford $3,716
Horace Mann $1,791
Horace Mann Prop and Cas $1,911
IDS $3,086
Infinity $5,190
Kemper $3,669
Liberty Mutual $4,873
MAPFRE $4,011
Mercury $3,210
Metromile $2,651
Metropolitan Direct $2,458
National General/Integon $5,044
Nations Ins. Co. $3,141
Nationwide $4,364
Pacific Property & Casualty $3,296
Permanent General $3,903
Progressive West $3,866
Safeco $3,378
Safeway $4,510
State Farm $4,350
Traveler's Commercial $3,392
USAA $2,877
Progressive $4,622
Viking $7,952
Wawanesa $1,972
Western General $4,144

As you can see, the prices vary quite a lot in Oceanside. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Oceanside Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Oceanside.

Agent
Address
Phone
3330 Vista Way, Oceanside, CA 92056
760-433-6261
3910 Vista Way #113, Oceanside, CA 92056
760-509-4439
2216 S El Camino Real Suite 209, Oceanside, CA 92054
760-433-8474
3650 Ocean Ranch Blvd, Oceanside, CA 92056
760-231-7999
4749 Oceanside Blvd Ste D, Oceanside, CA 92056
760-945-0912
3548 Seagate Way #130, Oceanside, CA 92056
760-945-4900
Farmers Insurance
760-994-4819
4144 Avenida De La Plata Ste A, Oceanside, CA 92056
760-402-9653
2170 S El Camino Real Ste 222, Oceanside, CA 92054
760-966-1200
4065 Oceanside Blvd Ste A, Oceanside, CA 92056
760-757-0601
1950 Oceanside Blvd STE L, Oceanside, CA 92054
760-439-4133
1919 Mission Ave Unit D, Oceanside, CA 92054
760-547-2884
207 N Ditmar St, Oceanside, CA 92054
760-439-1323
3800 Oceanic Dr #110, Oceanside, CA 92056
760-744-2990
Holt Insurance Service
760-433-1700
421 S Coast Hwy, Oceanside, CA 92054
760-433-5196
3602 Ocean Ranch Blvd, Oceanside, CA 92056
760-547-2884
State Farm: Luke Dix
760-754-2636
825 College Blvd #102, Oceanside, CA 92057
800-269-2919

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.