Overview of Auto Insurance in San Marcos

With a highly educated population, a lot of residents in San Marcos can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in San Marcos won't have to worry about poor credit history when shopping for insurance.

For a male driver living in San Marcos, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in San Marcos

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,496
AAA $2,837
Alliance United $2,972
Allstate $4,734
Amica Mutual $2,532
Anchor General $4,718
Bankers Standard $2,326
CSE Safeguard $2,660
California Capital $2,460
California Casualty $2,071
Coast National $8,391
Encompass $2,695
Esurance $2,841
Everest National $816
Farmers $5,489
Federal Ins (CHUBB) $3,757
Financial Indemnity $4,159
Geico $2,237
Hartford $3,864
Horace Mann $1,709
Horace Mann Prop and Cas $1,826
IDS $2,780
Infinity $5,375
Kemper $3,543
Liberty Mutual $4,273
MAPFRE $4,223
Mercury $3,054
Metromile $3,011
Metropolitan Direct $2,344
National General/Integon $5,933
Nations Ins. Co. $3,023
Nationwide $4,271
Pacific Property & Casualty $3,156
Permanent General $3,903
Progressive West $3,562
Safeco $3,247
Safeway $4,602
State Farm $4,247
Traveler's Commercial $3,352
USAA $2,181
Progressive $4,288
Viking $7,952
Wawanesa $1,798
Western General $4,144

As you can see, the prices vary quite a lot in San Marcos. If you're wondering what's the best option for you, click here to get free insurance quotes today.

San Marcos Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in San Marcos.

Agent
Address
Phone
137 S Las Posas Rd Ste 154, San Marcos, CA 92078
760-736-8425
997 W San Marcos Blvd # 103, San Marcos, CA 92078
760-471-7545
439 W San Marcos Blvd suite B, San Marcos, CA 92069
760-752-1072
1001 W San Marcos Blvd Ste 200, San Marcos, CA 92078
760-471-1151
1224 San Elijo Rd N, San Marcos, CA 92078
760-815-7563
1605 Grand Ave Ste 2, San Marcos, CA 92078
760-744-3744
1645 S Rancho Santa Fe Rd Ste 207, San Marcos, CA 92078
760-758-9600
1605 W Mission Rd Ste A, San Marcos, CA 92069
760-434-1932
310 Via Vera Cruz Ste 201, San Marcos, CA 92078
760-744-0080
330 Rancheros Dr Ste 204, San Marcos, CA 92069
760-690-3882
175 S Rancho Santa Fe Rd, San Marcos, CA 92078
760-761-0980
705 Center Dr #104, San Marcos, CA 92069
760-317-2544
630 Nordahl Rd Ste P, San Marcos, CA 92069
760-460-4417
711 Center Dr Suite 103, San Marcos, CA 92069
760-753-7907
574 E Mission Rd B, San Marcos, CA 92069
760-744-1245
250 S Pacific St #103, San Marcos, CA 92078
760-471-6111
740 Nordahl Rd # 120, San Marcos, CA 92069
760-871-8772
State Farm: John Hadley
760-591-0700
Vladan Trifunovic - State Farm Insurance Agent
760-290-3533

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.