Overview of Auto Insurance in Temecula

With over 112,000 people living in Temecula, auto accidents are bound to happen. With a highly educated population, a lot of residents in Temecula can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Temecula won't have to worry about poor credit history when shopping for insurance.

For a male driver living in Temecula, if he has 5 years of driving "experience with a clean driving record, and drives a Honda Accord for about 13,000 miles per year, here are the auto insurance premiums charged by the insurance companies before any discount is applied. As you can see, the range is pretty wide. This premium info is updated on Feb, 2019.

Average Auto Insurance Premiums in Temecula

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
21st Century $3,600
AAA $2,885
Alliance United $3,998
Allstate $4,751
Amica Mutual $2,564
Anchor General $6,083
Bankers Standard $2,456
CSE Safeguard $2,995
California Capital $2,158
California Casualty $2,202
Coast National $9,319
Encompass $3,232
Esurance $3,781
Everest National $1,076
Farmers $6,234
Federal Ins (CHUBB) $3,788
Financial Indemnity $4,477
Geico $2,404
Hartford $3,895
Horace Mann $1,796
Horace Mann Prop and Cas $1,917
IDS $3,226
Infinity $6,413
Kemper $3,568
Liberty Mutual $4,504
MAPFRE $4,048
Mercury $3,162
Metromile $2,797
Metropolitan Direct $2,480
National General/Integon $5,589
Nations Ins. Co. $3,299
Nationwide $4,313
Pacific Property & Casualty $3,068
Permanent General $3,756
Progressive West $3,794
Safeco $3,320
Safeway $4,602
State Farm $4,249
Traveler's Commercial $3,389
USAA $2,297
Progressive $4,954
Viking $7,244
Wawanesa $2,001
Western General $4,104

As you can see, the prices vary quite a lot in Temecula. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Temecula Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Temecula.

Agent
Address
Phone
26490 Ynez Rd Ste E, Temecula, CA 92591
951-676-0480
41720 Winchester Rd Ste G, Temecula, CA 92590
951-296-6296
28465 Old Twn Frnt St Ste 215, Temecula, CA 92590
951-699-0971
Countryside Insurance Agency
951-296-9995
41790 Winchester Rd, Temecula, CA 92590
951-676-5850
41790 Winchester Rd, Temecula, CA 92590
951-296-0139
1 Ridgegate Ste 200, Temecula, CA 92590
951-506-6316
44045 Margarita Rd #201, Temecula, CA 92592
951-302-9647
Farmers Insurance, John Williams
951-676-3057
43094 Vía Dos Picos B, Temecula, CA 92590
951-699-9660
104 31205, Pauba Rd, Temecula, CA 92592
951-694-5330
28410 Old Town Front St Ste 106, Temecula, CA 92590
951-694-5200
28936 Old Town Front St #101, Temecula, CA 92590
951-699-7388
Laurel Insurance Agency - Business Insurance Agency & Flood Insurance | Earthquake Insurance
951-296-5307
27715 Jefferson Ave, Ste 113 G, Temecula, CA 92590
951-506-9999
27300 Jefferson Ave B, Temecula, CA 92590
951-296-5636
29377 Rancho California Rd, Temecula, CA 92591
951-699-0940
31285 Temecula Pkwy Ste 210, Temecula, CA 92592
951-302-3243

Factors used to determine Auto insurance premium

  • Age
  • Gender
  • Driving records
  • Annual mileage
  • Profession
  • Education background
  • Bundling of multi cars
  • Bundling of auto and home policies
  • Features of the car (e.g. anti-theft devices)

Curious about Auto insurance in neighboring cities?

Auto Insurance for All cities in California

We also generated a report for all cities in California.