Overview of Renters Insurance in El Cajon

With over 103,000 people living in El Cajon, auto accidents are bound to happen. With a highly educated population, a lot of residents in El Cajon can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in El Cajon won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in El Cajon ranges from $111.3 to $255.68 based on our quote history.

Average Renters Insurance Premiums in El Cajon

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Farmers $153.53
Assurant $247.86
Lemonade $111.3
Geico $195.86
Progressive $172.86
Jetty $183.89
Allstate $196.71
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
State Farm $133.36
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Allied $112.8

As you can see, the prices vary quite a lot in El Cajon. If you're wondering what's the best option for you, click here to get free insurance quotes today.

El Cajon Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in El Cajon.

2333 Fletcher Pkwy, El Cajon, CA 92020
535 Broadway Ste 207, El Cajon, CA 92021
767 Arnele Ave, El Cajon, CA 92020
Auto Insurance El Cajon
1083 Broadway, El Cajon, CA 92021
1174 Broadway #104, El Cajon, CA 92021
6030 Santo Rd h, San Diego, CA 92124
743 Arnele Ave, El Cajon, CA 92020
680 Fletcher Pkwy #205, El Cajon, CA 92020
Farmers Insurance
535 Broadway #102, El Cajon, CA 92021
Justin Jones Insurance Agency
338 W Lexington Ave, El Cajon, CA 92020
2295 Fletcher Pkwy #100, El Cajon, CA 92020
1297 W Main St Ste C, El Cajon, CA 92020
2676 Navajo Rd, El Cajon, CA 92020
275 E Douglas Ave Ste 101, El Cajon, CA 92020
1258 Broadway, El Cajon, CA 92021
1241 E Main St, El Cajon, CA 92021
1161 E Main St #201, El Cajon, CA 92021

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.