Overview of Renters Insurance in San Diego

As the second largest city in California, San Diego residents have a lot of insurance companies to choose from. With over 1,394,000 people living in San Diego, auto accidents are bound to happen. With a highly educated population, a lot of residents in San Diego can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. Qualcomm, Sempra Energy) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in San Diego won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in San Diego ranges from $66.58 to $255.68 based on our quote history.

Average Renters Insurance Premiums in San Diego

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Assurant $172.69
Allied $100.52
Jetty $114.11
Lemonade $66.58
Kemper Specialty $100.52
Allstate $142.15
State Farm $131.01
Farmers $127.17
Safeco $100.52
Geico $134.41
Progressive $134.35
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Mendota $112.78

As you can see, the prices vary quite a lot in San Diego. If you're wondering what's the best option for you, click here to get free insurance quotes today.

San Diego Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in San Diego.

3131 Camino Del Rio N #100, San Diego, CA 92108
3945 Idaho St, San Diego, CA 92104
438 Camino del Rio S Ste 115, San Diego, CA 92108
2813 B St, # B, San Diego, CA 92102
6919 Paradise Valley Rd, # A9, San Diego, CA 92139
4080 Centre St Ste 107, San Diego, CA 92103
5945 Mission Gorge Rd #6, San Diego, CA 92120
10256 Meanley Dr, San Diego, CA 92131
5405 Morehouse Dr #315, San Diego, CA 92121
6663 El Cajon Blvd j, San Diego, CA 92115
3977 Normal St, San Diego, CA 92103
Fusco & Orsini Insurance Services
2747 University Ave, San Diego, CA 92104
1437 Morena Blvd #201, San Diego, CA 92110
1855 1st Ave #102, San Diego, CA 92101
5171 Baltimore Dr, La Mesa, CA 91942
3443 Camino del Rio S ste 221, San Diego, CA 92108
6780 Miramar Rd #202, San Diego, CA 92121
4411 Mercury St #105b, San Diego, CA 92111
5106 Federal Blvd #105, San Diego, CA 92105
3838 Camino Del Rio N #103, San Diego, CA 92108

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.