Overview of Renters Insurance in Santa Barbara
With a highly educated population, a lot of residents in Santa Barbara can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Santa Barbara won't have to worry about poor credit history when shopping for insurance.
The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Santa Barbara ranges from $64.21 to $255.68 based on our quote history.
Average Renters Insurance Premiums in Santa Barbara
Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.
As you can see, the prices vary quite a lot in Santa Barbara. If you're wondering what's the best option for you, click here to get free insurance quotes today.
Santa Barbara Local Agents
If you would like to call agents for insurance quotes, below is a list of local agents in Santa Barbara.
Factors used to determine Renters insurance premium
- The amount of coverage
- The neighbor your property is in
- The deductible you choose
- The replacement cost type you choose
- DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.
Curious about Renters insurance in neighboring cities?
Renters Insurance for All cities in California
We also generated a report for all cities in California.