Overview of Renters Insurance in Santa Barbara

With a highly educated population, a lot of residents in Santa Barbara can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Santa Barbara won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Santa Barbara ranges from $64.21 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Santa Barbara

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
State Farm $130.0
Allstate $149.18
Jetty $125.27
Farmers $120.11
Lemonade $64.21
Geico $126.59
Progressive $139.47
Assurant $177.89
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Allied $112.8

As you can see, the prices vary quite a lot in Santa Barbara. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Santa Barbara Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Santa Barbara.

Agent
Address
Phone
5266 Hollister Ave Ste 225, Santa Barbara, CA 93111
805-967-8540
2263 Las Positas Rd, Santa Barbara, CA 93105
805-569-5949
23 Hitchcock Way Ste 107, Santa Barbara, CA 93105
805-682-6155
1033 Santa Barbara St, Santa Barbara, CA 93101
805-963-4048
1236 Coast Village Cir Ste D, Santa Barbara, CA 93108
805-969-5838
1215 De La Vina St, Santa Barbara, CA 93101
805-963-3470
502 N Milpas St, Santa Barbara, CA 93103
805-845-7517
1220 Santa Barbara St, Santa Barbara, CA 93101
805-962-3587
1433 State St, Santa Barbara, CA 93101
805-618-1952
403 E Montecito St #2a, Santa Barbara, CA 93101
805-995-9026
3425 State St, Santa Barbara, CA 93105
805-682-2832
Hollister Insurance
5276 Hollister Ave, Santa Barbara, CA 93111
805-845-4785
211 E Carrillo St #201, Santa Barbara, CA 93101
805-963-1565
LATINOS INSURANCE AGENCY
610 N Milpas St, Santa Barbara, CA 93103
805-845-1689
P.O. Box 1587. Santa Barbara, CA 93102
805-569-0731
1809 Cliff Dr A, Santa Barbara, CA 93109
805-965-8934
State Farm: Paul Cashman
805-687-6666
3015 State St Suite C, Santa Barbara, CA 93105
805-569-3600

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.