Overview of Renters Insurance in Santa Maria

With over 105,000 people living in Santa Maria, auto accidents are bound to happen. With a highly educated population, a lot of residents in Santa Maria can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Santa Maria won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Santa Maria ranges from $78.26 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Santa Maria

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Allstate $128.5
Geico $130.0
Esurance $175.0
AAA $188.5
State Farm $130.0
Progressive $212.0
Assurant $193.71
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
Travelers $170.24
Nationwide $234.75
Mercury $124.03
Lemonade $78.26
Safeco $140.19
Mendota $112.78
Jetty $133.16
Farmers $134.49
Allied $112.8

As you can see, the prices vary quite a lot in Santa Maria. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Santa Maria Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Santa Maria.

2033 S Broadway, Santa Maria, CA 93454
800 S Broadway Ste 101, Santa Maria, CA 93454
110 S Lincoln St Ste 104, Santa Maria, CA 93458
3420 Orcutt Rd Ste 202, Santa Maria, CA 93455
2125 S Broadway Ste 105, Santa Maria, CA 93454
2236 S Broadway k, Santa Maria, CA 93454
930 S Broadway # 201, Santa Maria, CA 93454
121 N Broadway, Santa Maria, CA 93454
401 N Broadway #1, Santa Maria, CA 93454
830 W Main St suite 100, Santa Maria, CA 93458
722 E Main St #111, Santa Maria, CA 93454
310 W Main St, Santa Maria, CA 93458
1523 South Broadway, A & B, Santa Maria, CA 93454
2255 S Broadway, Santa Maria, CA 93454
1954 S Broadway b, Santa Maria, CA 93454
1100 S Broadway, Santa Maria, CA 93454
608 S Broadway, Santa Maria, CA 93454
1545 S Broadway, Santa Maria, CA 93454

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.