Oglethorpe Place Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 16, 2026

Thinking about renting at Oglethorpe Place Apartments in Westside Atlanta? Rent here runs $1,150 – $1,550, and renters insurance adds about $18/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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835 Oglethorpe Ave SW, Atlanta, GA 30310

Westside Atlanta

Built 1996 3 stories 144 units
3/5 ·3 reviews Apt. Finder
$1,150 – $1,550 /month

Monthly Cost Breakdown at Oglethorpe Place Apartments

The listed rent isn't the whole number. Here's what Oglethorpe Place Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,273 – $1,673
Base Rent $1,150 – $1,550
Required Monthly Fees $105
Est. Renters Insurance $18/mo

Renters Insurance at Oglethorpe Place Apartments

We found a few insurance details on Oglethorpe Place Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Oglethorpe Place Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 3169/100K (101% above national average)

What You'll Likely Pay

$18

Est. Monthly

$210

Est. Annual

$16

With Discounts/mo

$13

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Oglethorpe Place Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Oglethorpe Place Apartments:

Carrier Monthly Annual
Lemonade $10/mo $114/yr
USAA $11/mo $129/yr
State Farm $14/mo $171/yr
Progressive $15/mo $186/yr
Safeco $15/mo $186/yr
Travelers $17/mo $200/yr
Allstate $18/mo $214/yr
Nationwide $18/mo $214/yr
Farmers $19/mo $229/yr
Liberty Mutual $21/mo $257/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Atlanta.

Atlanta property crime rate

3,169

per 100K residents

101% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
330 / 200
Larceny / theft
2,370 / 1,172
Vehicle theft
469 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Oglethorpe Place Apartments also has on-site security features (Controlled access, Property manager on site, Gated, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Atlanta (2024-12 to 2025-11)

On-Site Security

Controlled access Property manager on site Gated On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Oglethorpe Place Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Oglethorpe Place Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Charged per unit.

$25 / mo

Pest Control

Charged per unit.

$5 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$125

Parking Fees

Surface Lot

Please call our leasing office for parking policy.

Other

Please call our leasing office for parking policy.

Amenities

Special Features

Mini-Blinds Upgraded light fixtures WiFi Available 24-Hour Emergency Maintenance Black appliances Good "Cents" Energy Efficient Electric Renovated Interior 2/2 Renovated Ample Cabinet & Counter Space Beautiful Landscaping Frost-Free Refrigerator w/ Icemaker 1/1 Renovated 2/1 Renovated Controlled Access Gate Hardwood Flooring Upgraded front cabinets Full-size washer/dryer Historic West End Minutes from Downtown Atlanta Refreshing Pool Upgraded light fixtures in select homes 1 & 2 Full Baths Custom Accent Walls Ice Maker Laminate (wood-look) Right Across the Street from Marta

Community Features

Laundry Facilities Maintenance on site Clubhouse Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Storage Space Handrails Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Eat-in Kitchen Microwave Range Refrigerator Hardwood Floors Carpet Vinyl Flooring Walk-In Closets Furnished Balcony Patio

Pet Policy

Bringing a pet? Here's what Oglethorpe Place Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$20 Monthly Pet Rent
$300 Fee
3 Pet Limit

About Oglethorpe Place Apartments

Year Built: 1996
Stories: 3 stories
Units: 144
Phone: (678) 846-2841

From the property listing:

At Oglethorpe Place we welcome everyone who wants to experience a higher quality of living. Each of our thoughtfully designed 1 and 2 bedroom homes provide the perfect balance of comfort and style. Infused with West End’s vibrant energy, our community provides all of the modern conveniences you want in the place you call home. Our pet-friendly community offers a relaxed, easy living experience in the heart of Atlanta's historic West End neighborhood.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Atlanta — compare rent and estimated insurance cost side by side.

1295 West Apartments

Westside Atlanta

$995 - $1,370 Ins: ~$19/mo

12Hundred Studios Apartments

Westside Atlanta

$1,119 Ins: ~$20/mo
FEMA Zone AE — flood risk

1321 Oak St SW Rental

Westside Atlanta

$620 Ins: ~$17/mo

1408 Lockwood Dr SW Rental

Westside Atlanta

$1,950 Ins: ~$16/mo

173 Chappell Rd NW Rental

Westside Atlanta

$950 Ins: ~$17/mo

1915 Campbellton Rd SW Rental

Westside Atlanta

$2,050 Ins: ~$16/mo

Frequently Asked Questions

Does Oglethorpe Place Apartments require renters insurance?
We found specific coverage details on Oglethorpe Place Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Oglethorpe Place Apartments?
For this zip code and building type, expect to pay around $18/month ($210/year). Oglethorpe Place Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $13/month, so this building is above average.
What will I actually pay per month at Oglethorpe Place Apartments?
Plan for $1,273 to $1,673/month all-in. That's base rent ($1,150 – $1,550), plus $105/month in required fees (trash, utilities, etc.), plus roughly $18/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Oglethorpe Place Apartments allow pets?
Yes, Oglethorpe Place Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $300 Fee. 3 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Oglethorpe Place Apartments?
Property crime in Atlanta runs noticeably higher than the national average — 3,169 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 330/100K here. On the property itself, you'll find controlled access, property manager on site, gated, on site maintenance — features that can qualify for premium discounts.
What floor plans does Oglethorpe Place Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,150 – $1,550. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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