1900 Parmer Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at 1900 Parmer Apartments in Northeast Austin? With rent at $1,138 - $2,466 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1900 E Parmer Ln, Austin, TX 78754

Northeast Austin

Managed by Fairfield Built 2024 4 stories 364 units
3/5 ·12 reviews
$1,138 - $2,466 /month

Monthly Cost Breakdown at 1900 Parmer Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 1900 Parmer Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,150 – $2,478
Base Rent $1,138 – $2,466
Required Monthly Fees $0
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at 1900 Parmer Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 1900 Parmer Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1900 Parmer Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1900 Parmer Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 1900 Parmer Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$25 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$25 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1900 Parmer Apartments.

On-Site Security

Package service Controlled access Property manager on site Covered parking

Amenities

Special Features

Air Conditioning with Programmable Thermostat Collaboration and Meeting Spaces Lighted Ceiling Fan Carports Convenient Location on Parmer Lane In-Home Washer and Dryer Polished Quartz Countertops Private Balcony or Patio The Market Glass Shower Enclosure* Pantry Storage* Porcelain Tile Bathroom Floors Share the Air: Smoke-Free Community Built-In Desk* 9-Foot Ceilings Built-In Shelves* Charcoal Design Package Control Access Bike Storage and Repair Area Framed Bathroom Mirrors Poolside Grills and Fire Lounges USB Charging Outlets Electric Vehicle Charging Stations Game and Grilling Courtyard Linen Closet* Brass Design Package Dog Wash and Self-Service Grooming Station Oversized Closet* Tile Kitchen Backsplash Dual Bathroom Sinks* Kitchen Island with Abundant Storage* Pet Friendly: Puppies and Kittens Welcome Tile Bath Surround Wood-Style Plank Flooring

Community Features

Maintenance on site Car Charging Station Business Center Clubhouse Courtyard Grill Fitness Center Pool

Floor Plan Amenities

Air Conditioning Ceiling Fans Smoke Free Dishwasher Disposal Stainless Steel Appliances Pantry Kitchen Microwave Refrigerator Quartz Countertops Linen Closet Window Coverings Balcony

Pet Policy

Bringing a pet? Here's what 1900 Parmer Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

About 1900 Parmer Apartments

The garden-style community at 1900 Parmer blends upscale living with Austins unique charm to create a one-of-a-kind community in a convenient location that keeps you connected to everything Bat City has to offer. Dining, nightlife, entertainment, and Austins best music are all within arms reach. When youre done exploring the city, return to the spacious, upscale respite of 1900 Parmer, where form meets function through uncommon design pairings and elevated amenities.Our pet-friendly community of studio, 1, and 2 bedroom apartments is the whole package. Complete with features made for modern living, your living space includes a private patio or balcony, in-home laundry, plenty of storage, and sleek designer touches to tie everything together. A thoughtfully crafted amenities package enhances everyday life with spaces for you and your furry friends.

Year Built: 2024
Stories: 4
Total Units: 364
Management: Fairfield
Phone: (866) 320-3668

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 1900 Parmer Apartments require renters insurance?
We didn't find a public insurance requirement for 1900 Parmer Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1900 Parmer Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). 1900 Parmer Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at 1900 Parmer Apartments?
Plan for $1,150 to $2,478/month all-in. That's base rent ($1,138 - $2,466), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1900 Parmer Apartments allow pets?
Yes, 1900 Parmer Apartments is pet-friendly. Here are the details: Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 1900 Parmer Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,138 - $2,466. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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