Bridge at Paloma Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Bridge at Paloma Apartments in Northeast Austin? With rent at $1,046 - $2,192 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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9911 Dessau Rd, Austin, TX 78754

Northeast Austin

Managed by JCI Management Built 2022 3 stories 300 units
4/5 ·2 reviews
$1,046 - $2,192 /month

Monthly Cost Breakdown at Bridge at Paloma Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Bridge at Paloma Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,259 – $2,405
Base Rent $1,046 – $2,192
Required Monthly Fees $200
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at Bridge at Paloma Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Bridge at Paloma Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Bridge at Paloma Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Bridge at Paloma Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Bridge at Paloma Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Valet Trash

Charged per unit.

$30 / mo

Pest Control

Charged per unit.

$5 / mo

High Speed Internet Access

Spectrum WiFi and Cable Package Charged per unit.

$75 / mo

Application Fee Per Applicant

Charged per applicant.

$35

Pets Fees

Dog Deposit

Charged per pet.

$500

Dog Fee

Charged per pet.

$500

Cat Deposit

Charged per pet.

$500

Cat Fee

Charged per pet.

$500

Parking Fees

Parking Fee

Charged per vehicle.

$45 / mo

Parking Fee

Charged per vehicle.

$0 / mo

Parking Fee

Charged per vehicle.

$125 / mo

Surface Lot

first come, first served

Carport

Garage Detached

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Bridge at Paloma Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Bridge at Paloma Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Gated access, Package lockers, Covered parking, On site maintenance, Perimeter fencing) that insurers recognize with premium discounts.

On-Site Security

Package service Controlled access Property manager on site Gated Gated access Package lockers Covered parking On site maintenance Perimeter fencing

Amenities

Special Features

Spectrum Bulk WiFi & Cable Community Private Yards Available Home Security Systems Large Closets Pest Control Service Tile Backsplash Air Conditioner Clubhouse Lounge Detached Garages Available Package Lockers Pool Table Resort-Style Pool Washer & Dryer Included 24-Hour Collaborative Workspace On-Site Maintenance Patio Storage Closets Private Patios Valet Trash & Recycling Ceiling Fans in Every Room Carpet in Bedrooms Outdoor Lounge and Sundeck 24-Hour Fitness Center Bike Racks Carports Available Garden Bathtubs Gated Access On-Site Management Programmable Thermostats

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site Trash Pickup - Door to Door Recycling Planned Social Activities Pet Washing Station Car Charging Station Clubhouse Lounge Conference Rooms Fenced Lot Sundeck Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Security System Trash Compactor Storage Space Double Vanities Tub/Shower Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Warming Drawer Instant Hot Water Carpet Vinyl Flooring Dining Room Built-In Bookshelves Walk-In Closets Linen Closet Large Bedrooms Balcony Patio Porch Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Bridge at Paloma Apartments.

Hospital

  • Ascension Seton Northwest Emergency 4.3
  • St. David's North Austin Medical Center Emergency Room 4.1
  • Dell Seton Medical Center at The University of Texas - Emergency 4.1

Gym

  • Orangetheory Fitness 4.7
  • Barry's Austin 4.8
  • Fitness Connection 4.6

Restaurant

  • Ken's Tacos 4.6
  • Phở Phong Lưu 4.8
  • El Sabor Mexicano 4.4

Park

  • Zoocade 4.5
  • North Oaks Neighborhood Park 4.5
  • Harris Branch Neighborhood Park 4.3

Bank

  • ATM 5.0
  • ATM (ATM Link, Inc.)
  • ATM (ATM Link, Inc.)

Gas

  • Shell 2.9
  • Shell 3.3

Pet Policy

Bringing a pet? Here's what Bridge at Paloma Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $500 Deposit
  • $500 Fee
  • 2 Pet Limit
  • 100 lb Weight Limit

About Bridge at Paloma Apartments

Looking for an exceptional living experience? Look no further than our high-end community designed to provide you with elevated experiences every day. From electric vehicle chargers to private Zoom rooms and even a golf simulator, we've thought of every detail to enhance your life.Choose from our spacious one, two, or three-bedroom floor plans, each designed to fit your unique lifestyle. And don't worry about leaving your furry friends behind - our pet-friendly apartments are the perfect place for you and your pets to call home.Our apartments at Bridge at Paloma come fully equipped with everything you need, including a Whirlpool washer and dryer, granite counters, and stainless-steel appliances from Whirlpool. Plus, select units even feature private yards where you can relax and unwind after a long day.Contact us to schedule a tour and discover everything our community has to offer. Don't miss out on this opportunity to live in luxury!

Year Built: 2022
Stories: 3
Total Units: 300
Management: JCI Management
Phone: (737) 377-2978

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Bridge at Paloma Apartments require renters insurance?
We didn't find a public insurance requirement for Bridge at Paloma Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Bridge at Paloma Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Bridge at Paloma Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Bridge at Paloma Apartments?
Plan for $1,259 to $2,405/month all-in. That's base rent ($1,046 - $2,192), plus $200/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Bridge at Paloma Apartments allow pets?
Yes, Bridge at Paloma Apartments is pet-friendly. Here are the details: Cats Allowed. $500 Deposit. $500 Fee. 2 Pet Limit. 100 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Bridge at Paloma Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,046 - $2,192. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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