Citizen House Decker Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Citizen House Decker Apartments in Northeast Austin? With rent at $1,303 - $2,568 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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6107 Decker Ln, Austin, TX 78724

Northeast Austin

Managed by Greystar Built 2025 4 stories 360 units
3/5 ·1 reviews
$1,303 - $2,568 /month

Monthly Cost Breakdown at Citizen House Decker Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Citizen House Decker Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,491 – $2,756
Base Rent $1,303 – $2,568
Required Monthly Fees $176
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Citizen House Decker Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Citizen House Decker Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Citizen House Decker Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Citizen House Decker Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Citizen House Decker Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Community Amenity Fee

Fee for access to shared resident amenities and facilities. ... Read MoreCharged per unit. Read Less

$15 / mo

Utility - New Account Fee

One-time charge to activate new utility services. Charged pe... Read Morer unit. Read Less

$15 / mo

Stormwater / Drainage Admin Fee

Management of community stormwater drainage and runoff infra... Read Morestructure Charged per unit. Read Less

$2.50 / mo

Trash Services - Doorstep

Fee for doorstep trash and recycle pickup service. Charged p... Read Moreer unit. Read Less

$25 / mo

Trash Admin

Administrative costs for managing trash service billing, coo... Read Morerdination, and related expenses for your apartment. Charged per unit. Read Less

$3 / mo

Pest Control Services

Regular pest prevention and treatment services. Charged per ... Read Moreunit. Read Less

$5 / mo

Cable TV / Internet Services

Community-provided cable TV and internet services Charged pe... Read Morer unit. Read Less

$65 / mo

Utility - Electric

Cost of electricity usage for your apartment. Charged per un... Read Moreit. Read Less

Varies / mo

Utility - Gas

Cost of gas usage for your apartment. Charged per unit.

Varies / mo

Utility - Stormwater / Drainage

Local stormwater management and drainage system fee. Charged... Read More per unit. Read Less

Varies / mo

Utility - Water / Sewer

Water usage and wastewater removal costs. Charged per unit.

Varies / mo

Renter Liability - Third Party

Expense related to required liability coverage through a thi... Read Morerd-party provider. Charged per unit. Read Less

Varies / mo

Common Area Utilities

Shared utility costs in community common areas. Charged per ... Read Moreunit. Read Less

Varies / mo

Admin Fee

Fee to process rental application and background check Charg... Read Moreed per unit. Read Less

$200

Application Fee Per Applicant

Charged per applicant.

$50

Application Fee

Administrative processing fee to cover lease preparation. Ch... Read Morearged per applicant. Read Less

$50

Community Amenity Set Up

Administrative fee for community amenity setup and resident ... Read Moreprogram enrollment. Charged per unit. Read Less

$15

Administrative Fee

Charged per unit.

$200

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid ren... Read Moret per lease terms. Charged per unit. Read Less

Varies one-time

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$20 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$20 / mo

Pet Rent

monthly charge for keeping a pet in the home. Charged per pe... Read Moret. Read Less

$25

Pet Fee

Fee for allowing pets in the home. Charged per pet.

$400

Parking Fees

Parking - Carport

Fee for covered parking in a designated carport space. Charg... Read Moreed per vehicle. Read Less

$45

Covered

Addons Fees

Renters Liability Non-Compliance

Fee for not maintaining required renters liability insurance... Read More coverage. Charged per unit. Read Less

$25

Parking EV Charging

Fee for on-site electric vehicle charging access. Charged pe... Read Morer unit. Read Less

Varies

Security Deposit Alternative

Alternative to a standard security deposit typically issued ... Read Morethrough a surety bond. Charged per unit. Read Less

Varies

Rent Payment Credit Building Service

Build credit by paying rent on time while gaining access to ... Read Morepersonalized budgeting tools and financial education resources. Charged per unit. Read Less

Varies

Situational Fees

Access Device Replacement

Charge to replace lost or damaged key, fob, or remote. Charg... Read Moreed per unit. Read Less

$100 / occurence

Utility - Vacant Processing Fee

Preparing and administering a unit after move-out Charged pe... Read Morer unit. Read Less

$50 / occurence

Intra-Community Transfer Fee

Charge for transferring to another home within the same comm... Read Moreunity. Charged per unit. Read Less

$500 / occurence

Non-Sufficient Funds (NSF)

Charge for returned payments due to non-sufficient funds. Ch... Read Morearged per unit. Read Less

$75 / occurence

Month-to-Month Fee

monthly fee incurred until lease agreement is renewed. Charg... Read Moreed per unit. Read Less

Varies

Early Lease Termination / Buyout

Buyout for ending lease agreement before its scheduled end d... Read Moreate. Charged per unit. Read Less

Varies

Utility - Non-transferred Utility Fee

Charge for utility costs not moved to residents name. Charge... Read Mored per unit. Read Less

Varies / occurrence

Utility - Vacant Cost Recovery

Utility costs incurred while the unit was unoccupied. Charge... Read Mored per unit. Read Less

Varies / occurrence

Concession Repayment

Tenant repayment of rent discounts if lease terms are not me... Read Moret. Charged per unit. Read Less

Varies / occurrence

Legal / Eviction Fee

Costs associated with an eviction proceeding. Charged per un... Read Moreit. Read Less

Varies / occurrence

Reletting Fee

An expense associated with re-renting a unit after early lea... Read Morese termination. Charged per unit. Read Less

Varies / occurrence

Late Fee

Penalty for rent or fee payments made after the due date. Ch... Read Morearged per unit. Read Less

Varies / occurrence

Lease Violation

Fee for non-compliance with lease terms or community policie... Read Mores. Charged per unit. Read Less

Varies / occurrence

Pet / Animal Lease Violation

Fee issued for unauthorized pets or violations of pet policy... Read More. Charged per unit. Read Less

Varies / occurrence

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Citizen House Decker Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Citizen House Decker Apartments has on-site security features (Property manager on site) that insurers recognize with premium discounts.

On-Site Security

Property manager on site

Amenities

Special Features

Valet Trash Bark Park Ceiling Fans and Contemporary Lighting * Dual Vanities * Kitchen Pantry and Prep Island Large Walk-In Closets Personal Patio or Balcony * Online Leasing and Applications 9 Ceilings Throughout Online Rent Payments and Service Requests Open-Concept Living Areas Quartz Countertops Throughout Washer and Dryer Included Luxury Vinyl Plank Flooring in Common Areas Stainless Steel Appliance Package Designer Faucets and Tile Backsplashes Poolside Grills and Picnic Area Smoke-Free Community

Community Features

Business Center Clubhouse Picnic Area Fitness Center Pool Playground Tennis Court

Floor Plan Amenities

Washer/Dryer Ceiling Fans Smoke Free Stainless Steel Appliances Kitchen Quartz Countertops Walk-In Closets Balcony

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Citizen House Decker Apartments.

Grocery

  • JD’s Super Market #7 4.0
  • MI PUEBLO MEAT MARKET 4.0
  • H-E-B 4.1

Pharmacy

  • H-E-B Pharmacy 3.2
  • H-E-B Pharmacy 3.3
  • Capsule 4.6

Hospital

  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • Ascension Seton Medical Center Austin - Emergency 4.1
  • Austin Emergency Center: Mueller Emergency Room 4.7

Gym

  • Orangetheory Fitness 4.7
  • Hyde Park Gym 4.8
  • 24 Hour Fitness 4.0

Restaurant

  • Los Metates Restaurant 5.0
  • My Style Chinese Food 4.8
  • Juli’s tacos 4.8

Park

  • Walter E. Long Metropolitan Park 4.4
  • Colony Park District Park 4.4
  • Butler Metro Park 4.7

Bank

  • Chase Bank 2.4
  • ATM (ATM Link, Inc.) 1.0
  • ATM 4.0

Gas

  • Mobil 4.0
  • Exxon 4.2
  • 969 Xpress (Texaco) 4.0

Pet Policy

Bringing a pet? Here's what Citizen House Decker Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

About Citizen House Decker Apartments

Welcome to Citizen House Decker, where modern luxury living meets the vibrancy of East Austin. Our one and two-bedroom apartments embrace style and everyday convenience while providing a thriving community that offers a seamless blend of comfort and sophistication. With carefully designed amenities, essential housing opportunities, and a prime location, Citizen House Decker is more than just a homeits a lifestyle.

Year Built: 2025
Stories: 4
Total Units: 360
Management: Greystar
Phone: (737) 510-7066

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Citizen House Decker Apartments require renters insurance?
We didn't find a public insurance requirement for Citizen House Decker Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Citizen House Decker Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Citizen House Decker Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Citizen House Decker Apartments?
Plan for $1,491 to $2,756/month all-in. That's base rent ($1,303 - $2,568), plus $176/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Citizen House Decker Apartments allow pets?
Yes, Citizen House Decker Apartments is pet-friendly. Here are the details: Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Citizen House Decker Apartments offer?
There are 34 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,303 - $2,568. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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