Blue Ridge Flats Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Blue Ridge Flats Apartments in Northeast Austin? With rent at $1,099 - $1,674 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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9825 Wildhorse Ranch Trl, Manor, TX 78653

Northeast Austin

Managed by Elmington Capital Built 2026 3 stories 321 units
3/5
$1,099 - $1,674 /month

Monthly Cost Breakdown at Blue Ridge Flats Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Blue Ridge Flats Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,112 – $1,687
Base Rent $1,099 – $1,674
Required Monthly Fees $0
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at Blue Ridge Flats Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Blue Ridge Flats Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Blue Ridge Flats Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Blue Ridge Flats Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Blue Ridge Flats Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Pets Fees

Pet Deposit

Charged per pet.

$0

One-Time Pet Fee

Charged per pet.

$350

Monthly Pet Fee

Charged per pet.

$25 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Blue Ridge Flats Apartments.

1%

Manor overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Blue Ridge Flats Apartments has on-site security features (Gated) that insurers recognize with premium discounts.

On-Site Security

Gated

Amenities

Special Features

Professional Management Washer/dryer In Every Home Dog Walking Trails On-site Parking Outdoor Seating Area

Community Features

Grill Fitness Center Pool Playground Bicycle Storage Walking/Biking Trails

Floor Plan Amenities

Washer/Dryer Ceiling Fans Smoke Free Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Kitchen Oven Refrigerator Walk-In Closets Balcony

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Blue Ridge Flats Apartments.

Grocery

  • H-E-B 4.7
  • Mr Jim's Grocery Inc 4.1
  • Walmart Supercenter 3.8

Pharmacy

  • Austin Regional Clinic: ARC Manor 4.0
  • Manor Pharmacy 4.7
  • H-E-B Pharmacy 4.6

Hospital

  • St. David's Emergency Center - Manor 2.3
  • St David's Emergency clinic 2.3
  • Texas MedClinic Urgent Care - Manor 4.6

Gym

  • Orangetheory Fitness 4.7
  • Planet Fitness 3.9
  • HT Fitness 5.0

Restaurant

  • DnB chuckwagon 4.7
  • Good Luck Grill 4.6
  • La Central ATX 5.0

Park

  • East Metropolitan Park 4.5
  • Timmermann Park 4.6
  • Manor Art Park 5.0

Bank

  • Bank of America (with Drive-thru ATM) 2.8
  • Woodforest National Bank 4.8
  • Frost Bank 4.2

Gas

  • Exxon 4.1
  • Apple Express Texaco Gas Station 4.0
  • Manor Express Mart 3.6

Pet Policy

Bringing a pet? Here's what Blue Ridge Flats Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Other Pets Allowed
  • $25 Monthly Pet Rent
  • $350 Fee

About Blue Ridge Flats Apartments

Check out Blue Ridge in Manor, TX. Located at 9825 Wildhorse Ranch Trl in Manor, this community is a terrific place to live. The leasing team is excited to help you find your ideal place. At Blue Ridge you'll feel right at home.

Year Built: 2026
Stories: 3
Total Units: 321
Management: Elmington Capital
Phone: (737) 227-0559

Other Options Nearby

Still weighing your choices? These communities are in the same part of Manor — with their own insurance costs and safety profiles worth comparing.

1900 Parmer Apartments

Northeast Austin

$1,138 - $2,466 Ins: ~$12/mo

Ascend at Pioneer Hill Apartments

Northeast Austin

$1,406 - $2,396 Ins: ~$13/mo

Avelyn Manor Apartments

Northeast Austin

$1,258 - $2,203 Ins: ~$13/mo

Bridge at Loyola Apartments

Northeast Austin

$1,099 - $1,299 Ins: ~$12/mo

Bridge at Paloma Apartments

Northeast Austin

$1,046 - $2,192 Ins: ~$13/mo

Citizen House Decker Apartments

Northeast Austin

$1,303 - $2,568 Ins: ~$12/mo

Frequently Asked Questions

Does Blue Ridge Flats Apartments require renters insurance?
We didn't find a public insurance requirement for Blue Ridge Flats Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Blue Ridge Flats Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Blue Ridge Flats Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Blue Ridge Flats Apartments?
Plan for $1,112 to $1,687/month all-in. That's base rent ($1,099 - $1,674), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Blue Ridge Flats Apartments allow pets?
Yes, Blue Ridge Flats Apartments is pet-friendly. Here are the details: Other Pets Allowed. $25 Monthly Pet Rent. $350 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Blue Ridge Flats Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,099 - $1,674. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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