Artisan Apartments & Shops: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Artisan Apartments & Shops in Northwest Austin? With rent at $923 - $2,612 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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8701 W Parmer Ln, Austin, TX 78729

Northwest Austin

Built 2001 3 stories 426 units
5/5 ·60 reviews
$923 - $2,612 /month

Monthly Cost Breakdown at Artisan Apartments & Shops

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Artisan Apartments & Shops is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,012 – $2,701
Base Rent $923 – $2,612
Required Monthly Fees $75
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at Artisan Apartments & Shops

What Affects Your Premium Here

Every building is different. These factors specific to Artisan Apartments & Shops can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Artisan Apartments & Shops based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Artisan Apartments & Shops:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Artisan Apartments & Shops tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Renters Insurance Premium

Waived with Proof of Policy Charged per unit.

$14.50 / mo

Access System Fee

Charged per unit.

$2.50 / mo

Pest Control Fee

Charged per unit.

$5 / mo

Electric Service

Charged per unit.

Varies / mo

Sewer Usage

Charged per unit.

Varies / mo

Trash Fee

Charged per unit.

Varies / mo

Water Usage

Charged per unit.

Varies / mo

Trash Admin Fee

Charged per unit.

$3 / mo

PetScreening.com Registration Fee

Charged per unit.

$0.01 - $30

Application Fee Per Applicant

Charged per applicant.

$50

Application Fee (non-refundable)

Charged per unit.

$50

Administrative Fee

Charged per unit.

$150

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$20 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$20 / mo

Parking Fees

Carport Rental

Charged per vehicle.

$35 / mo

Boat/Trailer Parking

Charged per vehicle.

$50 / mo

Garage Rental

Charged per vehicle.

$95 - $150 / mo

Other

Situational Fees

Unauthorized Animal Violation Fee

Charged per unit.

$100 / occurence

Electric Cost Recovery Fee

Charged per unit.

$50 / occurence

NSF/Return Check Fee

Charged per unit.

$50 / occurence

Late Fee

Charged per unit.

10% of base rent / occurence

Early Termination Fee

Charged per unit.

200% of base rent / occurence

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Artisan Apartments & Shops.

On-Site Security

Property manager on site Doorman

Amenities

Special Features

Large Floorplans Off Street Parking Proudly Offering Spruce Chore Services Hardwood Style Vinyl Flooring (In Select Homes) Night Patrol Fiber Internet Available Flexible Rent Payments In Unit Washer & Dryer Included Recycling Bins Rent Café Rewards Smart Thermostats (In Select Homes) Storage Units Available (In Select Homes) BBQ/Picnic Areas Convenient Online Resident Portal Garden Soaking Tub(s) Patios & Balconies with Each Unit Central Location With Freeway Access Open Green Spaces Oversized Closets Rent Reporting w/ Identity IQ Fireplaces (Pent Houses Only) Quartz Countertops (In Select Homes) Reserved Boat & Trailer Parking (As available)

Community Features

Maintenance on site Doorman Recycling Dry Cleaning Service Business Center Clubhouse Walk-Up Courtyard Grill Picnic Area Fitness Center Pool Volleyball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Cable Ready Security System Storage Space Fireplace Dishwasher Disposal Ice Maker Island Kitchen Kitchen Microwave Quartz Countertops Hardwood Floors Vinyl Flooring High Ceilings Walk-In Closets Window Coverings Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Artisan Apartments & Shops.

Grocery

  • H-E-B 4.5
  • H Mart Austin 4.6
  • H-E-B plus! 4.5

Pharmacy

  • H-E-B Pharmacy 3.7
  • CVS Pharmacy 3.3
  • Walgreens Pharmacy 3.4

Hospital

  • St. David's Emergency Center 4.7
  • Ascension Seton Northwest Emergency 4.3
  • St. David's North Austin Medical Center Emergency Room 4.1

Gym

  • Planet Fitness 4.5
  • Fitness Connection 4.6
  • 24 Hour Fitness 4.1

Restaurant

  • Thai Lada 4.4
  • Miyo Yakitori & Sushi 4.5
  • Lazeez Mediterranean - Parmer Lane 4.5

Park

  • Balcones District Park 4.6
  • Butler Metro Park 4.7
  • Forest North Neighborhood Park 4.3

Bank

  • Chase Bank 2.7
  • Chase Bank 2.7
  • Wells Fargo Bank 3.0

Gas

  • Circle K 2.5
  • Circle K | Gas Station
  • QuikTrip 3.2

Pet Policy

Bringing a pet? Here's what Artisan Apartments & Shops allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $20 Monthly Pet Rent
  • $400 Fee
  • 1 Pet Limit
  • 50 lb Weight Limit

About Artisan Apartments & Shops

Artisan Apartments & Shops is a premier North Austin community offering one, two and three bedroom apartments featuring spacious, open floor plans, designer lighting, kitchen islands, spacious walk-in closets, master suites with garden tubs, ceiling fans, and direct-access garages. A city within a city, Artisan offers on-site dining at Thai Lada, Miyo Yakitori & Sushi. Pamper yourself at the spa, hair salon, barber shop, Thai massage, drop off your dry cleaning at A+ Cleaners, or visit Motion Chiropractic for your pain. Artisan is located on Parmer Lane just minutes from Lakeline Mall, the Arboretum shopping district and trendy hot spots like Alamo Drafthouse with quick access to major thoroughfares such as Hwy 183, FM 620, and the 45 Toll Road. Stop by for a tour and find your new home!

Year Built: 2001
Stories: 3
Total Units: 426
Phone: (512) 675-7344

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Artisan Apartments & Shops require renters insurance?
We didn't find a public insurance requirement for Artisan Apartments & Shops, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Artisan Apartments & Shops?
For this zip code and building type, expect to pay around $14/month ($168/year). Artisan Apartments & Shops has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Artisan Apartments & Shops?
Plan for $1,012 to $2,701/month all-in. That's base rent ($923 - $2,612), plus $75/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Artisan Apartments & Shops allow pets?
Yes, Artisan Apartments & Shops is pet-friendly. Here are the details: Cats Allowed. $20 Monthly Pet Rent. $400 Fee. 1 Pet Limit. 50 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Artisan Apartments & Shops offer?
There are 28 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $923 - $2,612. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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