Highline Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Highline Apartments in Northwest Austin? With rent at $1,224 - $2,509 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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13201 Legendary Dr, Austin, TX 78727

Northwest Austin

Built 2016 3 stories 256 units
5/5 ·14 reviews
$1,224 - $2,509 /month

Monthly Cost Breakdown at Highline Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Highline Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,324 – $2,609
Base Rent $1,224 – $2,509
Required Monthly Fees $87
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at Highline Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Highline Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Highline Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Highline Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Highline Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Maintenance Fee

Charged per unit.

$10 / mo

City of Austin Water Drainage

Charged per unit.

$10 / mo

Boiler Fee

Charged per unit.

$14 / mo

Valet Trash

Charged per unit.

$15 / mo

Rent Service Fee

Charged per unit.

$3 / mo

Pest Control

Charged per unit.

$5 / mo

Application Fee Per Applicant

Charged per applicant.

$60

Pets Fees

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$100 / mo

Garage Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Highline Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Highline Apartments has on-site security features (Package service, Gated, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Package service Gated Covered parking

Amenities

Special Features

Garage Natural Light In Select Units* Wifi Cafe 21st Century Game/Billiards Room Character/style Outdoor Dining Areas Stainless steel appliances Grilling Stations Island Kitchen Granite countertops Pet Park

Community Features

Wi-Fi Hearing Impaired Accessible Vision Impaired Accessible Trash Pickup - Door to Door Recycling Online Services Planned Social Activities Pet Play Area Business Center Clubhouse Lounge Conference Rooms Walk-Up Sundeck Cabana Courtyard Grill Fitness Center Pool Gameroom

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Double Vanities Tub/Shower Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring Dining Room Double Pane Windows Window Coverings Balcony Patio Yard Lawn

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Highline Apartments.

Grocery

  • Whole Foods Market 4.5
  • H-E-B 4.5
  • Whole Foods Market 4.5

Pharmacy

  • H-E-B Pharmacy 3.7
  • Walgreens Pharmacy 3.3
  • Walgreens Pharmacy 3.1

Hospital

  • Ascension Seton Northwest Emergency 4.3
  • St. David's North Austin Medical Center Emergency Room 4.1
  • St. David's Emergency Center - Arboretum 4.9

Gym

  • Orangetheory Fitness 4.5
  • Planet Fitness 4.5
  • Big Tex Gym 4.8

Restaurant

  • La Buena Tx 4.8
  • Athens Cafe 4.8
  • Sunflower Vietnamese Cuisine 4.4

Park

  • Balcones District Park 4.6
  • Springwoods Park 4.7
  • Bull Creek District Park 4.6

Bank

  • Bank of America (with Drive-thru ATM) 2.8
  • Capital One ATM 3.3
  • Bank of America ATM (Drive-thru) 2.6

Gas

  • Chevron Austin 4.0
  • H-E-B Fuel 4.2
  • Circle K | Gas Station

Pet Policy

Bringing a pet? Here's what Highline Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $25 Monthly Pet Rent
  • $25 Fee
  • 10 lb Weight Limit
  • 2 Pet Limit

About Highline Apartments

Highline Apartments brings modern comfort and connection to North Austin. Located on West Parmer Lane, just 30 minutes from Downtown Austin, our one-, two-, and three-bedroom apartment homes offer the perfect balance of style and convenience. Inside, enjoy stainless steel appliances, granite island kitchens, wood-style flooring, and in-home washer and dryer sets. Unwind by the resort-style pool, stay active in the 24-hour fitness center with yoga studio, or meet friends in the clubhouse and WiFi café. Pet-friendly perks include a dedicated dog park, while outdoor grilling stations and social lounges make entertaining easy. Near The Domain, Walnut Creek Park, and major employers like Apple and Dell, Highline Apartments delivers an elevated North Austin lifestyle that's as connected as it is comfortable.

Year Built: 2016
Stories: 3
Total Units: 256
Phone: (737) 777-8975

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Highline Apartments require renters insurance?
We didn't find a public insurance requirement for Highline Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Highline Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Highline Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Highline Apartments?
Plan for $1,324 to $2,609/month all-in. That's base rent ($1,224 - $2,509), plus $87/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Highline Apartments allow pets?
Yes, Highline Apartments is pet-friendly. Here are the details: Cats Allowed. $25 Monthly Pet Rent. $25 Fee. 10 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Highline Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,224 - $2,509. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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