Aura High Pointe Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Aura High Pointe Apartments in Northwest Austin? With rent at $1,340 - $3,070 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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6701 FM 620 N, Austin, TX 78732

Northwest Austin

Managed by Avenue5 Residential Built 2025 4 stories 322 units
4/5
$1,340 - $3,070 /month

Monthly Cost Breakdown at Aura High Pointe Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Aura High Pointe Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,486 – $3,216
Base Rent $1,340 – $3,070
Required Monthly Fees $134
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Aura High Pointe Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Aura High Pointe Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Aura High Pointe Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Aura High Pointe Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Aura High Pointe Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Valet Trash

Fee for valet trash service (doorstep pickup) Charged per un... Read Moreit. Read Less

$30 / mo

Pest Control

Pest prevention and treatment service fee. Charged per unit.

$6 / mo

Trash Hauler Fee

Monthly trash services fee. Charged per unit.

$8 / mo

Sewer

Monthly wastewater and sewer charge. Charged per unit.

Varies / mo

Water

Monthly community water services charge. Charged per unit.

Varies / mo

Non-refundable Administrative Fee

One-time processing fee for administrative costs. Charged pe... Read Morer unit. Read Less

$150

Holding Deposit

Payment to hold unit, applied to security deposit. Charged p... Read Moreer unit. Read Less

$400

Application Fee Per Applicant

Charged per applicant.

$75

Credit Check Fee

Fee for processing screening (per applicant) Charged per uni... Read Moret. Read Less

$75

Administrative Fee

Charged per unit.

$150

Security Deposit

Refundable deposit for damages or lease obligations. Charged... Read More per unit. Read Less

Varies one-time

Addons Fees

Pet Screening Fee (per pet).

Fee for pet screening. Charged per unit.

$30 / yr

Situational Fees

MTM Flat Fee

Fee for month-to-month tenancy Charged per unit.

$300 / mo

Animal Violation Charge (Daily)

Daily charge for animal violation per lease. Charged per uni... Read Moret. Read Less

$10 / occurence

NSF Tenant Fee

Returned or declined payment fee. Charged per unit.

$100 / occurence

Animal Violation Charge

Initial charge for animal violation per lease. Charged per u... Read Morenit. Read Less

$100 / occurence

Late Fee

Late payment fee. Charged per unit.

10% of base rent / occurence

Early Termination Fee

Fee to terminate lease early. Charged per unit.

200% of base rent / occurence

Reletting Fee

Apartment reletting cost. Charged per unit.

85% of base rent / occurence

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Aura High Pointe Apartments.

On-Site Security

Package service Controlled access Property manager on site Doorman Package lockers

Amenities

Special Features

Decorative plumbing fixtures Framed vanity mirrors with decorative lighting Garden soaking tubs* Outdoor games with bocce ball court Sky lounge with entertaining kitchen Tile backsplash with under-cabinet lighting Clubhouse with fireplace and serving kitchen Contemporary lighting and ceiling fans Energy Star stainless steel appliances Full-size washer/dryers 2in. blinds Gourmet prep island with pendant lighting* Private Yards* Tile in bathrooms Valet trash service and onsite recycling 24-hour accessible parcel room Shaker-style kitchen cabinets with 42in. uppers Walk-in showers* Additional outdoor courtyard with fire pit Bike storage with fix-it station Double vanities* Linen closets* Private patio or balconies Yoga/spin area with peloton bikes Controlled access community Tuck-under garages available EV car charging stations Mud room* wine bar with cabinet* Wi-fi in all common areas BILT Rewards Game room with billiards and shuffleboard Pet friendly community with dog park

Community Features

Maintenance on site Recycling Online Services Planned Social Activities Pet Play Area Car Charging Station Elevator Business Center Clubhouse Lounge Breakfast/Coffee Concierge Conference Rooms Sundeck Cabana Courtyard Grill Fitness Center Pool Bicycle Storage Gameroom

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Double Vanities Tub/Shower Fireplace Dishwasher Disposal Ice Maker Stainless Steel Appliances Kitchen Range Quartz Countertops Mud Room Views Walk-In Closets Linen Closet Balcony Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Aura High Pointe Apartments.

Grocery

  • Randalls 4.1
  • H-E-B 4.5
  • H-E-B plus! 4.6

Pharmacy

  • Randalls Pharmacy 3.8
  • CVS Pharmacy 4.2
  • Walgreens Pharmacy 3.0

Gym

  • Orangetheory Fitness 4.7
  • Wild Basin Fitness At Steiner 4.5
  • Anytime Fitness 3.7

Restaurant

  • papercut 4.8
  • Lazeez Mediterranean cafe (Coming soon Sham Taste) 4.6
  • Whip My Soul 4.7

Park

  • Woodlands Park 4.6
  • Bull Creek District Park 4.6
  • Springwoods Park 4.7

Bank

  • Bank of America (with Drive-thru ATM) 3.0
  • Bank of America ATM (Drive-thru) 3.6
  • Wells Fargo ATM 5.0

Gas

  • Randalls Fuel Station 3.5
  • Shell 2.9
  • Exxon 4.1

Pet Policy

Bringing a pet? Here's what Aura High Pointe Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

About Aura High Pointe Apartments

At Aura High Pointe apartments, our homes are adorned with bold design choices that mirror the energy of Austin. Youll discover sophisticated, yet understated features in every interior detail and finish, like chef-inspired kitchens with quartz countertops and under-mount sinks. The design extends beyond the interiors, offering private patios or balconies to expand your living space outdoors.

Year Built: 2025
Stories: 4
Total Units: 322
Management: Avenue5 Residential
Phone: (737) 325-8589

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Aura High Pointe Apartments require renters insurance?
We didn't find a public insurance requirement for Aura High Pointe Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Aura High Pointe Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Aura High Pointe Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Aura High Pointe Apartments?
Plan for $1,486 to $3,216/month all-in. That's base rent ($1,340 - $3,070), plus $134/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Aura High Pointe Apartments allow pets?
Yes, Aura High Pointe Apartments is pet-friendly. Here are the details: Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Aura High Pointe Apartments offer?
There are 20 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,340 - $3,070. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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