Capital Hills Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Capital Hills Apartments in Northwest Austin? With rent at $757 - $1,500 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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8527 N Capital Of Texas Hwy N, Austin, TX 78759

Northwest Austin

Managed by CAF Management Built 1983 3 stories 206 units
4/5 ·25 reviews
$757 - $1,500 /month

Monthly Cost Breakdown at Capital Hills Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Capital Hills Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $912 – $1,655
Base Rent $757 – $1,500
Required Monthly Fees $140
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Capital Hills Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Capital Hills Apartments can push your insurance cost up or down:

Older Building

Built in 1983 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Capital Hills Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Capital Hills Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

Compare renters insurance quotes — it's free

Fees Beyond Rent

These are the extra charges Capital Hills Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Lease Lock fee

We are a $0.00 deposit community, We charge $35 per month th... Read Morerough LeaseLock in place of a deposit. Charged per unit. Read Less

$35 / mo

APPFEE

Charged per unit.

$50

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$400

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

PETFEE

Charged per pet.

$400

Parking Fees

Parking Fee

Charged per vehicle.

$0 / mo

Surface Lot

Addons Fees

PARCELPEN

Charged per unit.

$10 / mo

PESTCONTROL

Charged per unit.

$10 / mo

ERENTERS

Charged per unit.

$16 / mo

PETRENT

Charged per unit.

$25 / mo

VALETRASH

Charged per unit.

$35 / mo

LEASELOCK

Charged per unit.

$35 / mo

RECYCLE

Charged per unit.

$5 / mo

APPFEE

Charged per unit.

$35 - $50

ELECTMETERFEE

Charged per unit.

$50

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Capital Hills Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Capital Hills Apartments has on-site security features (Package service, Property manager on site) that insurers recognize with premium discounts.

On-Site Security

Package service Property manager on site

Amenities

Special Features

Outdoor Grills Swimming Pool 24 Hour Fitness Center Custom Designer Cabinetry Modern Kitchen Backsplash Private Patio/Balcony ( * ) In Select Units 24 Hour Business Center Modern Hardware, Fixtures/Lighting Washer/Dryer Hookups* 9ft High or Vaulted Ceilings Complimentary Coffee Bar Energy-Efficient Appliances Package Pick Up Walk-In Closets* Washer/Dryer* Ceiling Fans* Faux Wood Blinds Private Patio/Balcony* Views* Available Vaulted Ceilings Large Closets Modern Cabinets Premium Hardware and Lighting Stainless-Steel Kitchen Appliances Vaulted Ceilings*

Community Features

Laundry Facilities Maintenance on site Furnished Units Available Trash Pickup - Door to Door Online Services Planned Social Activities Pet Play Area Business Center Clubhouse Walk-Up Grill Picnic Area Fitness Center Pool Gameroom

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Fireplace Dishwasher Disposal Pantry Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Vinyl Flooring High Ceilings Built-In Bookshelves Vaulted Ceiling Bay Window Views Walk-In Closets Furnished Window Coverings Large Bedrooms Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Capital Hills Apartments.

Grocery

  • Whole Foods Market 4.4
  • Whole Foods Market 4.5
  • Sprouts Farmers Market 4.5

Pharmacy

  • Walgreens Pharmacy 3.1
  • CVS Pharmacy 3.7
  • Liberty Pharmacy 3.7

Bank

  • Bank of America (with Drive-thru ATM) 2.7
  • Bank of America ATM (Drive-thru) 3.1
  • Bank of America ATM (Drive-thru) 2.3

Gas

  • Sunoco 3.0
  • Sam's Club Gas Station 4.5
  • Shell 3.6

Pet Policy

Bringing a pet? Here's what Capital Hills Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About Capital Hills Apartments

Discover modern living when you reside at Capital Hills Apartment Homes in Austin, Texas. Our charming community offers studio, one and two-bedroom apartments that feature open floor plans with a spacious kitchen, washer and dryer connections, walk-in closets, and a patio or balcony. With modern amenities like energy-efficient appliances, furnished apartments, a sparkling swimming pool, and a fitness center, our residents are provided with the finest features. If you’re ready to experience comfortable and convenient living in Austin, give us a call to learn more about Capital Hills Apartment Homes!

Year Built: 1983
Stories: 3
Total Units: 206
Management: CAF Management
Phone: (833) 691-6112

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Artisan Apartments & Shops

Northwest Austin

$923 - $2,612 Ins: ~$14/mo

Aura High Pointe Apartments

Northwest Austin

$1,340 - $3,070 Ins: ~$12/mo

Bexley at Anderson Mill Apartments

Northwest Austin

$1,004 - $1,818 Ins: ~$14/mo

Canyon Resort at Great Hills Apartments

Northwest Austin

$1,414 - $4,189 Ins: ~$15/mo

Highline Apartments

Northwest Austin

$1,224 - $2,509 Ins: ~$13/mo

MAA Canyon Creek Apartments

Northwest Austin

$923 - $3,463 Ins: ~$14/mo

Frequently Asked Questions

Does Capital Hills Apartments require renters insurance?
We didn't find a public insurance requirement for Capital Hills Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Capital Hills Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Capital Hills Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Capital Hills Apartments?
Plan for $912 to $1,655/month all-in. That's base rent ($757 - $1,500), plus $140/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Capital Hills Apartments allow pets?
Yes, Capital Hills Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Capital Hills Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $757 - $1,500. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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