Austin Midtown Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Austin Midtown Apartments in Midtown Austin? With rent at $942 - $2,156 and renters insurance running about $16/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2819 Foster Ln, Austin, TX 78757

Midtown Austin

Managed by CWS Capital Partners Built 1979 2 stories 276 units
4/5 ·1 reviews
$942 - $2,156 /month

Monthly Cost Breakdown at Austin Midtown Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Austin Midtown Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $958 – $2,172
Base Rent $942 – $2,156
Required Monthly Fees $0
Est. Renters Insurance $16/mo

What You Need to Know About Insurance at Austin Midtown Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Austin Midtown Apartments can push your insurance cost up or down:

Older Building

Built in 1979 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Austin Midtown Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Austin Midtown Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Austin Midtown Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$65

Administrative Fee

Charged per unit.

$150

Pets Fees

Dog Deposit

Charged per pet.

$200

Dog Fee

Charged per pet.

$200

Dog Rent

Charged per pet.

$10 / mo

Cat Deposit

Charged per pet.

$200

Cat Fee

Charged per pet.

$200

Cat Rent

Charged per pet.

$10 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Austin Midtown Apartments.

On-Site Security

Package service Property manager on site Covered parking

Amenities

Special Features

Carports Extra Storage Full-Size Washer/Dryer Connections Wood-Style Flooring Private Balcony Stained Concrete Flooring Wood-Burning Fireplace 2 Sparkling Swimming Pools Short-Term Leases 24-Hour Fitness Center Private Balcony/Patio Full-Sized Washer & Dryer in Unit Pet-Friendly Community Vinyl Plank Flooring Throughout Outdoor Grill Stations

Community Features

Laundry Facilities Maintenance on site Laundry Service Business Center Clubhouse Walk-Up Grill Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Satellite TV Tub/Shower Fireplace Dishwasher Disposal Stainless Steel Appliances Range Carpet Tile Floors Vinyl Flooring Dining Room Crown Molding Walk-In Closets Furnished Window Coverings Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Austin Midtown Apartments.

Grocery

  • Fresh Plus Grocery 4.4
  • Paradise Market 5.0
  • Walmart 3.8

Pharmacy

  • CVS Pharmacy 3.3
  • Walgreens Pharmacy 3.3
  • Walmart Pharmacy 3.1

Hospital

  • Ally Medical Emergency Room - Central Austin 4.9
  • Ascension Seton Northwest Emergency 4.3
  • St. David's North Austin Medical Center Emergency Room 4.1

Gym

  • Orangetheory Fitness 4.6
  • Anytime Fitness 4.3
  • Starting Strength Austin | W Anderson 4.9

Restaurant

  • papercut 4.8
  • Roya 4.7
  • Jack Allen's Kitchen 4.6

Gas

  • Chevron 3.6
  • Exxon 3.8
  • STAR STOP 76 1.9

Pet Policy

Bringing a pet? Here's what Austin Midtown Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats Allowed

  • $200 Deposit
  • $10 Monthly Pet Rent
  • $200 Fee
  • 2 Pet Limit

About Austin Midtown Apartments

Located moments away from The Domain and MoPac Expressway, Austin Midtown is a community in full bloom. Dotted with palm trees and lush landscaping, our pet-friendly community is home to affordable apartments in Austins Allandale. Discover effortless living with easy carport parking and in-home washer and dryer connections. The well-appointed interiors are complemented by a wealth of upscale amenities, including two shimmering swimming pools. With available short-term leases and professional onsite management, Austin Midtown delivers impeccable style and excellent service.

Year Built: 1979
Stories: 2
Total Units: 276
Management: CWS Capital Partners
Phone: (844) 938-4813

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Azulina Gardens Apartments

Midtown Austin

$824 - $1,775 Ins: ~$15/mo

Bridge at Midtown Commons Apartments

Midtown Austin

$1,191 - $2,534 Ins: ~$14/mo

Burnet Flats Apartments

Midtown Austin

$1,382 - $3,101 Ins: ~$13/mo

Chevy Chase Apartments

Midtown Austin

$830 - $3,610 Ins: ~$16/mo

Ella Parkside Apartments

Midtown Austin

$1,073 - $3,645 Ins: ~$12/mo

Fivetwo at Highland Apartments

Midtown Austin

$1,193 - $6,586 Ins: ~$12/mo

Frequently Asked Questions

Does Austin Midtown Apartments require renters insurance?
We didn't find a public insurance requirement for Austin Midtown Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Austin Midtown Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Austin Midtown Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Austin Midtown Apartments?
Plan for $958 to $2,172/month all-in. That's base rent ($942 - $2,156), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Austin Midtown Apartments allow pets?
Yes, Austin Midtown Apartments is pet-friendly. Here are the details: Cats Allowed. $200 Deposit. $10 Monthly Pet Rent. $200 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Austin Midtown Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $942 - $2,156. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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