Azulina Gardens Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Azulina Gardens Apartments in Midtown Austin? With rent at $824 - $1,775 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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923 E 41st St, Austin, TX 78751

Midtown Austin

Built 1984 3 stories 24 units
3/5
$824 - $1,775 /month

Monthly Cost Breakdown at Azulina Gardens Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Azulina Gardens Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $898 – $1,849
Base Rent $824 – $1,775
Required Monthly Fees $59
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Azulina Gardens Apartments

Accepted Insurance Providers

Azulina Gardens Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to Azulina Gardens Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Azulina Gardens Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Azulina Gardens Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Azulina Gardens Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Pest Control

Charged per unit.

$10 / mo

Trash

Charged per unit.

$15 / mo

Utility Admin Fee

Charged per unit.

$3.50 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Parking Fees

Covered

Surface Lot

Amenities

Community Features

Wi-Fi Laundry Facilities 24 Hour Access Online Services Public Transportation Walk-Up Courtyard Pool Bicycle Storage Shuttle To Campus

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Cable Ready Tub/Shower Dishwasher Disposal Granite Countertops Pantry Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Vinyl Flooring Dining Room Vaulted Ceiling Walk-In Closets Large Bedrooms Balcony

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Azulina Gardens Apartments.

Grocery

  • H-E-B 4.5
  • Fiesta Mart #25 4.2
  • Hancock Center 4.4

Pharmacy

  • H-E-B Pharmacy 3.3
  • Walgreens Pharmacy 3.6
  • Capsule 4.6

Hospital

  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • St. David's Medical Center Emergency Room 4.0
  • Austin Emergency Center: Mueller Emergency Room 4.7

Gym

  • Orangetheory Fitness 4.7
  • Gracie Barra North Austin Jiu Jitsu 4.8
  • 24 Hour Fitness 4.0

Restaurant

  • True Texas BBQ 4.8
  • Kismet Cafe 4.3
  • Wingzup 4.4

Park

  • Hancock Recreation Center 4.5
  • Shipe Neighborhood Park 4.5
  • Sparky Pocket Park 4.5

Bank

  • HEB ATM 5.0
  • Chase Bank 2.4
  • Chase Bank 3.9

Pet Policy

Bringing a pet? Here's what Azulina Gardens Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Pet policies are negotiable.

About Azulina Gardens Apartments

Nestled in the heart of historic Hyde Park, Azulina Gardens offers a rare blend of timeless charm and modern luxury. Our boutique community features thoughtfully designed residences that cater to those seeking both tranquility and convenience in one of Austin's most beloved neighborhoods. Just moments from the University of Texas, Downtown Austin, and the vibrant Mueller district, you'll enjoy the best of Central Austin living while coming home to your own peaceful retreat.

Year Built: 1984
Stories: 3
Total Units: 24
Phone: (737) 300-6545

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Austin Midtown Apartments

Midtown Austin

$942 - $2,156 Ins: ~$16/mo

Bridge at Midtown Commons Apartments

Midtown Austin

$1,191 - $2,534 Ins: ~$14/mo

Burnet Flats Apartments

Midtown Austin

$1,382 - $3,101 Ins: ~$13/mo

Chevy Chase Apartments

Midtown Austin

$830 - $3,610 Ins: ~$16/mo

Ella Parkside Apartments

Midtown Austin

$1,073 - $3,645 Ins: ~$12/mo

Fivetwo at Highland Apartments

Midtown Austin

$1,193 - $6,586 Ins: ~$12/mo

Frequently Asked Questions

Does Azulina Gardens Apartments require renters insurance?
We didn't find a public insurance requirement for Azulina Gardens Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Azulina Gardens Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Azulina Gardens Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Azulina Gardens Apartments?
Plan for $898 to $1,849/month all-in. That's base rent ($824 - $1,775), plus $59/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Azulina Gardens Apartments allow pets?
Yes, Azulina Gardens Apartments is pet-friendly. Here are the details: Pet policies are negotiable.. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Azulina Gardens Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $824 - $1,775. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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