Ella Parkside Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Ella Parkside Apartments in Midtown Austin? With rent at $1,073 - $3,645 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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609 Clayton Ln, Austin, TX 78752

Midtown Austin

Built 2017 6 stories 309 units
5/5 ·43 reviews
$1,073 - $3,645 /month

Monthly Cost Breakdown at Ella Parkside Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Ella Parkside Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,085 – $3,657
Base Rent $1,073 – $3,645
Required Monthly Fees $0
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Ella Parkside Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Ella Parkside Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ella Parkside Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Ella Parkside Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Ella Parkside Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$150

Pets Fees

Dog Deposit

Charged per pet.

$300

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$25 / mo

Cat Deposit

Charged per pet.

$300

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$25 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Ella Parkside Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Ella Parkside Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Sprinklers) that insurers recognize with premium discounts.

On-Site Security

Package service Controlled access Property manager on site Gated Sprinklers

Amenities

Special Features

Bath Tub Fire Pit Under-cabinet LED Lights Aqua Lounge Contemporary Dark and White Color Schemes LED Designer Pendant Lighting Outdoor Kitchen Subway Tile Backsplash Walk-in Showers* Pendant Lighting over Island Counter Tops Bike Storage Elegant Quartz Countertops Mail Area Aqua Plaza Patio/Balcony Soaker Tubs*

Community Features

Wi-Fi Maintenance on site On-Site Retail Trash Pickup - Door to Door Recycling Online Services Planned Social Activities Key Fob Entry Elevator Business Center Clubhouse Lounge Conference Rooms Sundeck Cabana Courtyard Grill Fitness Center Pool Bicycle Storage Walk To Campus

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Double Vanities Sprinkler System Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Quartz Countertops Hardwood Floors Carpet Tile Floors Views Walk-In Closets Linen Closet Balcony Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Ella Parkside Apartments.

Grocery

  • Central Market 4.6
  • 99 Ranch Market 4.4
  • H-E-B 4.5

Pharmacy

  • Avita Pharmacy 1035 5.0
  • Walgreens Pharmacy 4.3
  • CVS Pharmacy y más 3.9

Hospital

  • Ascension Seton Medical Center Austin - Emergency 4.1
  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • Ally Medical Emergency Room - Central Austin 4.9

Gym

  • Orangetheory Fitness 4.6
  • SoLa CrossFit 4.8
  • Los Campeones Gym Austin North 4.8

Restaurant

  • Pita Fusion 4.5
  • ARTIPASTA Italian Food (Austin Highland) 4.6
  • The Pho Asian Fusion 4.0

Park

  • Shipe Neighborhood Park 4.5
  • Brentwood Neighborhood Park 4.6
  • Butler Metro Park 4.7

Bank

  • Wells Fargo Bank 2.8
  • Chase Bank 2.4
  • Texas DPS Credit Union 4.0

Gas

  • Shell 3.1
  • Exxon 4.1
  • Shell 3.6

Pet Policy

Bringing a pet? Here's what Ella Parkside Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $250 Deposit
  • $20 Monthly Pet Rent
  • $250 Fee
  • 2 Pet Limit

About Ella Parkside Apartments

Ella Parkside delivers modern, design-forward apartment living in Central Austin where your day-to-day feels elevated, effortless, and connected. Choose from studio, one-bedroom, and two-bedroom apartment homes with contemporary finishes and a polished aesthetic, complemented by standout community spaces built for both downtime and productivity.

Year Built: 2017
Stories: 6
Total Units: 309
Phone: (737) 387-5963

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Ella Parkside Apartments require renters insurance?
We didn't find a public insurance requirement for Ella Parkside Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Ella Parkside Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Ella Parkside Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Ella Parkside Apartments?
Plan for $1,085 to $3,657/month all-in. That's base rent ($1,073 - $3,645), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Ella Parkside Apartments allow pets?
Yes, Ella Parkside Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $250 Deposit. $20 Monthly Pet Rent. $250 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Ella Parkside Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,073 - $3,645. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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