Manor Flats Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Manor Flats Apartments in Mueller? Rent here runs $995 - $1,295, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3138 Manor Rd, Austin, TX 78723

Mueller

Built 1968 2 stories 18 units
4/5 ·1 reviews
$995 - $1,295 /month

Monthly Cost Breakdown at Manor Flats Apartments

The listed rent isn't the whole number. Here's what Manor Flats Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,011 – $1,311
Base Rent $995 – $1,295
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at Manor Flats Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Manor Flats Apartments can push your insurance cost up or down:

Older Building

Built in 1968 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Manor Flats Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$100,000 $100,000

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Manor Flats Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Manor Flats Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

N/A

Parking Fees

Surface Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Manor Flats Apartments.

1%

Austin overall is safer than only 1% of U.S. cities

This reflects Austin as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Manor Flats Apartments has on-site security features (Covered parking) that insurers recognize with premium discounts.

On-Site Security

Covered parking

Amenities

Community Features

Laundry Facilities Courtyard

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Dishwasher Granite Countertops Stainless Steel Appliances Kitchen Oven Range Quartz Countertops Vinyl Flooring

Pet Policy

Bringing a pet? Here's what Manor Flats Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Pet policies are negotiable.

About Manor Flats Apartments

NEWLY RENOVATED apartment in Central Austin. Updated finishes include modern kitchen with white cabinets, granite counters, and stainless steel appliance package. *Washer/Dryer in select units. Open floor plan style with light airy feel provides the perfect space to relax or entertain. Covered parking is available, onsite washer/dryers at the community. Don't wait! Apply today!

Year Built: 1968
Stories: 2
Total Units: 18
Phone: (737) 204-3233

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Manor Flats Apartments require renters insurance?
We didn't find a public insurance requirement for Manor Flats Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Manor Flats Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Manor Flats Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Manor Flats Apartments?
Plan for $1,011 to $1,311/month all-in. That's base rent ($995 - $1,295), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Manor Flats Apartments allow pets?
Yes, Manor Flats Apartments is pet-friendly. Here are the details: Pet policies are negotiable.. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Manor Flats Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $995 - $1,295. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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