2802 Whitis Avenue Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at 2802 Whitis Avenue Apartments in The Drag? With rent at $1,195 - $1,395 and renters insurance running about $16/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2802 Whitis Ave, Austin, TX 78705

The Drag

Built 1956 1 stories 10 units
3/5 ·1 reviews
$1,195 - $1,395 /month

Monthly Cost Breakdown at 2802 Whitis Avenue Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 2802 Whitis Avenue Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,411 – $1,611
Base Rent $1,195 – $1,395
Required Monthly Fees $200
Est. Renters Insurance $16/mo

What You Need to Know About Insurance at 2802 Whitis Avenue Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 2802 Whitis Avenue Apartments can push your insurance cost up or down:

Older Building

Built in 1956 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Ground Level

Single-story — higher flood/water intrusion risk

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 2802 Whitis Avenue Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 2802 Whitis Avenue Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 2802 Whitis Avenue Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

WiFi

Charged per unit.

$50 / mo

Amenity Fee

N/A

Application Fee Per Applicant

N/A

Other

N/A

Parking Fees

Surface Lot

Parking Available

Amenities

Special Features

Off Street Parking

Community Features

Community-Wide WiFi Wi-Fi Laundry Facilities 24 Hour Access Furnished Units Available Trash Pickup - Curbside Recycling Public Transportation Walk-Up Private Bathroom Walk To Campus Individual Leases Available

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Framed Mirrors Stainless Steel Appliances Kitchen Microwave Range Refrigerator Freezer Vinyl Flooring Furnished Double Pane Windows

Pet Policy

Bringing a pet? Here's what 2802 Whitis Avenue Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • No Pets Allowed

About 2802 Whitis Avenue Apartments

Welcome to your newly remodeled, fully furnished apartment—just a 6 minute walk from UT Austin! This upgraded studio was designed with student living in mind: stylish, functional, and packed with features to make life easier. Microwave and fridge from 2025 too! Step inside and you’ll immediately notice the modern finishes, from the sleek wood-look floors to the large double-paned windows that fill the space with natural light. The open kitchen is perfect whether you’re meal-prepping, reheating ramen, or hosting friends—it includes clean white shaker cabinets and durable butcher block countertops. The bathroom feels fresh and spa-like with new tile, a brand-new tub, toilet, and vanity. Laundry is a breeze with your own in-unit washer and dryer (a total game-changer). To maximize space, the apartment includes a Murphy Bed–Sofa setup (full or queen) so your home can easily switch from study mode to chill mode. Move-in ready and fully furnished, this place gives you everything you need for comfort, convenience, and great campus living. Don’t miss out—modern design meets student-friendly practicality right here!

Year Built: 1956
Stories: 1
Total Units: 10
Phone: (559) 206-4972

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 2802 Whitis Avenue Apartments require renters insurance?
We didn't find a public insurance requirement for 2802 Whitis Avenue Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 2802 Whitis Avenue Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). 2802 Whitis Avenue Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 2802 Whitis Avenue Apartments?
Plan for $1,411 to $1,611/month all-in. That's base rent ($1,195 - $1,395), plus $200/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 2802 Whitis Avenue Apartments allow pets?
Yes, 2802 Whitis Avenue Apartments is pet-friendly. Here are the details: No Pets Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 2802 Whitis Avenue Apartments offer?
There are 1 floor plans to choose from, spanning studio layouts. Rent ranges from $1,195 - $1,395. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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