West Koenig Flats Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at West Koenig Flats Apartments in Midtown Austin? With rent at $1,358 - $2,700 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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5608 Avenue F, Austin, TX 78751

Midtown Austin

Built 2015 4 stories 210 units
5/5 ·140 reviews
$1,358 - $2,700 /month

Monthly Cost Breakdown at West Koenig Flats Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at West Koenig Flats Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,470 – $2,812
Base Rent $1,358 – $2,700
Required Monthly Fees $99
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at West Koenig Flats Apartments

What Affects Your Premium Here

Every building is different. These factors specific to West Koenig Flats Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for West Koenig Flats Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near West Koenig Flats Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges West Koenig Flats Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resi... Read Moredent's provider of choice. Charged per leaseholder. Payable to 3rd Party Read Less

$15 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged ... Read Moreper unit. Read Less

$25 / mo

Trash Administrative Fee

Amount to manage trash service billing. Charged per unit.

$3 / mo

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing. Charged per unit.

$3 / mo

Utility - Water/Wastewater Submeter Admin Fee

Amount for water billing services calculated as a percentage... Read More of consumption as allowed by regulation. Charged per unit. Read Less

$3 / mo

Pest Control Services

Amount for pest control services. Charged per unit.

$5 / mo

Trash Services - Hauling

Amount for shared trash/waste services. Charged per unit.

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumption... Read More of electric paid to a third party. Charged per unit. Payable to 3rd Party Read Less

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Charged per unit. Read Less

Varies / mo

Security Deposit (Refundable)

Amount intended to be held through residency that may be app... Read Morelied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit. Read Less

$500

Application Fee

Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Charged per applicant. Read Less

$99

Pets Fees

Pet Fee

Per Pet

$325

Pet Rent

Max of 2. Monthly amount for authorized pet. Charged per pet... Read More. Read Less

$20 / mo

Pet Management - Third Party

Max of 1. Amount for authorized pet registration and screeni... Read Moreng services. Charged per pet. Payable to 3rd Party Read Less

$30 / yr

Parking Fees

Parking - Reserved

Max of 1. Amount for reserved parking space/services. May be... Read More subject to availability. Charged per rentable item. Read Less

$50 / mo

Surface Lot

Please call for parking information.

Other

Please call for parking information.

Garage Lot

Please call for parking information.

Addons Fees

Access Device

Amount to obtain an access device for community; fobs, keys,... Read More remotes, access passes. Charged per device. Read Less

$75

Situational Fees

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting ... Read Moreagency(ies); per person. Charged per leaseholder. Payable to 3rd Party Read Less

$4.95 / mo

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Cha... Read Morerged per unit. Read Less

$138 - $618 / occurence

Payment Services - Third Party

Amount for using a third party, electronic payment processin... Read Moreg service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party Read Less

$14.99 / occurence

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy... Read More. Charged per unit. Read Less

$15 / occurence

Express Move Out

Amount for community to perform rental home cleaning upon mo... Read Moreve-out. Charged per unit. Read Less

$150 - $300 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home. Charged... Read More per unit. Read Less

$5 - $75 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Charged per device. Read Less

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.... Read More Charged per unit. Read Less

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within c... Read Moreommunity. Charged per unit. Read Less

$500 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$75 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Charged per unit. Read Less

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Charged per unit. Read Less

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. ... Read MoreCharged per unit. Read Less

9.99% of base rent / occurence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transfe... Read Morerred to resident responsibility any time during occupancy. Charged per unit. Read Less

Varies / occurrence

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around West Koenig Flats Apartments.

On-Site Security

Package service Controlled access Property manager on site Concierge Gated Doorman Covered parking Perimeter fencing

Amenities

Special Features

Subway Tile Backsplash* In Select Apartment Homes* Private Fenced Yards* Flexible Deposit Options Island Kitchens* Swimming Pool Billiards Lounge On-Demand Concierge Service Open Floor Plans Coffee Bar Track Lighting in Kitchen & Dining Wood Like Vinyl Plank Flooring Outdoor Poolside Kitchen Urban Dog Park

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site 24 Hour Access On-Site Retail Hearing Impaired Accessible Vision Impaired Accessible Trash Pickup - Door to Door Recycling Renters Insurance Program Dry Cleaning Service Laundry Service Maid Service Online Services Composting Planned Social Activities Health Club Discount Pet Care Pet Play Area Public Transportation Key Fob Entry Elevator Business Center Clubhouse Lounge Multi Use Room Breakfast/Coffee Concierge Storage Space Disposal Chutes Courtyard Grill Picnic Area Zen Garden Fitness Center Pool Gameroom Private Bathroom Study Lounge

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Storage Space Double Vanities Tub/Shower Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring High Ceilings Office Views Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Balcony Patio Yard Lawn

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around West Koenig Flats Apartments.

Grocery

  • H-E-B 4.5
  • Central Market 4.6
  • Avenue B Grocery & Market 4.4

Pharmacy

  • Flora 3.9
  • Avita Pharmacy 1035 5.0
  • Walgreens Pharmacy 3.6

Hospital

  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • Ascension Seton Medical Center Austin - Emergency 4.1
  • Ally Medical Emergency Room - Central Austin 4.9

Gym

  • SoLa CrossFit 4.8
  • South Austin Kung Fu & Tai Chi 少林 5.0
  • Hyde Park Gym 4.8

Restaurant

  • Pita Fusion 4.5
  • PINSTACK 4.2
  • Barrett’s Too 4.7

Park

  • Shipe Neighborhood Park 4.5
  • Patterson Neighborhood Park 4.5
  • Sparky Pocket Park 4.5

Bank

  • A+ Federal Credit Union 4.6
  • Austin Telco Federal Credit Union 2.9
  • Chase Bank 2.4

Gas

  • Shell 3.6
  • Shell 3.8
  • North Loop Food Store 4.8

Pet Policy

Bringing a pet? Here's what West Koenig Flats Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $20 Monthly Pet Rent
  • $325 Fee
  • 2 Pet Limit

About West Koenig Flats Apartments

In the quiet North Loop and Skyview neighborhoods of Austin, TX, West Koenig Flats is redefining luxury apartment living. Surrounded by pubs, bistros, hybrid coffee shop-cocktail spots, vintage boutiques & record shops, the North Loop & Skyview neighborhoods are growing into the kinds of areas that Austin is known for. Our 1, 2 & 3 bedroom apartments in this thriving area feature stylish features, sophisticated design & unbeatable amenities. Work out in our state-of-the-art fitness center, or bask in the sun at our resort-style infinity-edge pool. Bring your friends over to your new Central Austin, TX apartment to grill at our poolside grilling stations, or hang out at the entertainment patio. You'll never have to worry about finding a parking space thanks to direct-level garage parking at West Koenig Flats. Located just north of the UT Intramural Fields, we offer easy access to I-35, Mopac, and Highways 183 and 290, which makes West Koenig Flats a perfect blend of distinct style.

Year Built: 2015
Stories: 4
Total Units: 210
Phone: (866) 891-0539

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does West Koenig Flats Apartments require renters insurance?
We didn't find a public insurance requirement for West Koenig Flats Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at West Koenig Flats Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). West Koenig Flats Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at West Koenig Flats Apartments?
Plan for $1,470 to $2,812/month all-in. That's base rent ($1,358 - $2,700), plus $99/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does West Koenig Flats Apartments allow pets?
Yes, West Koenig Flats Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $325 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does West Koenig Flats Apartments offer?
There are 40 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,358 - $2,700. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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