4804 Haverwood Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at 4804 Haverwood Apartments in Far North Dallas? With rent at $1,255 - $1,655 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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4804 Haverwood Ln, Dallas, TX 75287

Far North Dallas

Managed by Walker Holder Residential Built 1984 2 stories 180 units
4/5 ·9 reviews
$1,255 - $1,655 /month

Monthly Cost Breakdown at 4804 Haverwood Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 4804 Haverwood Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $2,082 – $2,482
Base Rent $1,255 – $1,655
Required Monthly Fees $812
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at 4804 Haverwood Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 4804 Haverwood Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 4804 Haverwood Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 4804 Haverwood Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 4804 Haverwood Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Monthly Services

Washer and dryer trash pest control reinters insurance ca... Read Moreble and wifi Read Less

$203 / mo

Application Fee Per Applicant

$0

Administrative Fee

$0

Pets Fees

Pet Deposit

$150

One-Time Pet Fee

$150 - $150

Monthly Pet Fee

$20

Parking Fees

Parking Deposit

N/A

Parking Fee

$50

Parking Fee

N/A

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 4804 Haverwood Apartments.

On-Site Security

Package service Controlled access Property manager on site Gated Perimeter fencing

Amenities

Community Features

Laundry Facilities Maintenance on site Online Services Pet Play Area Lounge Fenced Lot Sundeck Cabana Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Smoke Free Cable Ready Storage Space Tub/Shower Fireplace Dishwasher Disposal Granite Countertops Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Quartz Countertops Hardwood Floors Carpet Vinyl Flooring Dining Room Office Built-In Bookshelves Crown Molding Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what 4804 Haverwood Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Dogs, Cats, Birds, Fish, and Reptiles Allowed
  • $150 Deposit
  • $20 Monthly Pet Rent
  • $150 Fee
  • 2 Pet Limit

About 4804 Haverwood Apartments

Here at 4804 Haverwood, we provide an array of amenities for our residents to enjoy. Take a refreshing dip in our inviting swimming pool, enjoy our well-equipped fitness center, relax in the resident lounge, or enjoy the outdoor grilling area, and so much more.

Year Built: 1984
Stories: 2
Total Units: 180
Management: Walker Holder Residential
Phone: (469) 829-4485

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Adair off Addison Apartments

Far North Dallas

$1,245 - $5,264 Ins: ~$15/mo

Addison Keller Springs Apartments

Far North Dallas

$1,245 - $3,164 Ins: ~$12/mo

Alexan by the Galleria Apartments

Far North Dallas

$1,520 - $2,875 Ins: ~$12/mo

Allure North Dallas Apartments

Far North Dallas

$1,155 - $2,417 Ins: ~$15/mo

Ashwood Park Apartments

Far North Dallas

$1,009 - $1,839 Ins: ~$15/mo

Bent Tree Park Apartments

Far North Dallas

$1,070 - $1,849 Ins: ~$15/mo

Frequently Asked Questions

Does 4804 Haverwood Apartments require renters insurance?
We didn't find a public insurance requirement for 4804 Haverwood Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 4804 Haverwood Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). 4804 Haverwood Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 4804 Haverwood Apartments?
Plan for $2,082 to $2,482/month all-in. That's base rent ($1,255 - $1,655), plus $812/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 4804 Haverwood Apartments allow pets?
Yes, 4804 Haverwood Apartments is pet-friendly. Here are the details: Dogs, Cats, Birds, Fish, and Reptiles Allowed. $150 Deposit. $20 Monthly Pet Rent. $150 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 4804 Haverwood Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,255 - $1,655. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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