Adair off Addison Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Adair off Addison Apartments in Far North Dallas? With rent at $1,245 - $5,264 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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15905 Bent Tree Forest Cir, Dallas, TX 75248

Far North Dallas

Built 1980 2 stories 352 units
4/5 ·10 reviews
$1,245 - $5,264 /month

Monthly Cost Breakdown at Adair off Addison Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Adair off Addison Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,305 – $5,324
Base Rent $1,245 – $5,264
Required Monthly Fees $45
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Adair off Addison Apartments

Accepted Insurance Providers

Adair off Addison Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to Adair off Addison Apartments can push your insurance cost up or down:

Older Building

Built in 1980 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Adair off Addison Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Adair off Addison Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Adair off Addison Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Amenity Fee

$10 / mo

Pest Control

$5 / mo

Application Fee Per Applicant

$65

Administrative Fee

$150

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$350

Amenities

Special Features

Fiber Optic Availability Three pools 24-hour Fitness Center In-unit Washer/Dryers Vaulted Ceilings

Community Features

Wi-Fi Laundry Facilities 24 Hour Access Laundry Service Pet Care Pet Play Area Business Center Clubhouse Storage Space Grill Picnic Area Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Security System Storage Space Fireplace Dishwasher Disposal Ice Maker Stainless Steel Appliances Kitchen Microwave Range Refrigerator Quartz Countertops Hardwood Floors Vinyl Flooring Vaulted Ceiling Views Walk-In Closets Balcony

Pet Policy

Bringing a pet? Here's what Adair off Addison Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $350 Fee
  • 2 Pet Limit

About Adair off Addison Apartments

With 352 beautifully upgraded apartment homes, Adair Off Addison has the perfect space for you! Each residence features designer touches, including premium appliances, custom cabinetry, eco-friendly flooring, and modern lighting and fixtures—all designed for your comfort and style. Beyond your front door, you’ll find expansive community perks, including three resort-style pools and a 24/7 resident clubhouse, perfect for relaxation and socializing. Conveniently located in Dallas County (75248 ZIP Code) and served by the Dallas Independent School District, Adair Off Addison offers the ideal blend of comfort, style, and accessibility. Call today to schedule your tour and find your perfect home!

Year Built: 1980
Stories: 2
Total Units: 352
Phone: (469) 606-3246

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Adair off Addison Apartments require renters insurance?
We didn't find a public insurance requirement for Adair off Addison Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Adair off Addison Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Adair off Addison Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Adair off Addison Apartments?
Plan for $1,305 to $5,324/month all-in. That's base rent ($1,245 - $5,264), plus $45/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Adair off Addison Apartments allow pets?
Yes, Adair off Addison Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Adair off Addison Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,245 - $5,264. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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