Bent Tree Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Bent Tree Park Apartments in Far North Dallas? With rent at $1,070 - $1,849 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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4500 Sojourn Dr, Addison, TX 75001

Far North Dallas

Built 1980 2 stories 496 units
4/5 ·23 reviews
$1,070 - $1,849 /month

Monthly Cost Breakdown at Bent Tree Park Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Bent Tree Park Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,181 – $1,960
Base Rent $1,070 – $1,849
Required Monthly Fees $96
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at Bent Tree Park Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Bent Tree Park Apartments can push your insurance cost up or down:

Older Building

Built in 1980 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Bent Tree Park Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Bent Tree Park Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Bent Tree Park Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Trash Fee

$50 admin fee special with look and lease on one and two-bed... Read Moreroom apartment homes. Read Less

$24 / mo

Administrative- One Bedroom

$50 admin fee special with look and lease on one and two-bed... Read Moreroom apartment homes. Read Less

$250

Administrative Fee- Two Bedroom

$50 admin fee special with look and lease on one and two-bed... Read Moreroom apartment homes. Read Less

$350

Application Fee Per Applicant

$70

Administrative Fee- Three Bedroom

$350

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Bent Tree Park Apartments.

On-Site Security

Property manager on site

Amenities

Special Features

2 Resort Style Pools 3 On Site Clothes Care Centers Access To More Than 180 Dining Options Addison Athletic Club Membership* Appliances Black Bilingual Team Black Appliance Package Black Finishes Close To Addison Circle Park Events Community Gas Grill/BBQ Area Convenient To Galleria Dallas Shopping Courtesy Officer Dishwasher Black Dog Park With Agility Equipment Easy Access To Dnt And Pgbt Free Wi-Fi at the Clubhouse Granite Countertops* Microwave Stainless Steel One Bedroom Townhomes Online Payment Convenience Outdoor Bbq Grilling Stations Outdoor Cabana Refrigerator Stainless Steel Responsive Maintenance Scenic Tree Filled Views Spacious 1, 2 & 3 Bedroom Floor Plans Stainless Steel Appliances * State of the Art Fitness Center Stove Black Stove Stainless Steel Townhome Layouts Available Upgraded Apartment W/D Hookups Wood Style Flooring*

Community Features

Wi-Fi Laundry Facilities Maintenance on site Laundry Service Online Services Planned Social Activities Health Club Discount Pet Play Area Public Transportation Business Center Clubhouse Lounge Sundeck Cabana Courtyard Grill Picnic Area Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Fireplace Framed Mirrors Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room Office Built-In Bookshelves Crown Molding Vaulted Ceiling Views Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio Grill

Pet Policy

Bringing a pet? Here's what Bent Tree Park Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • 80 lb Weight Limit
  • 2 Pet Limit
  • $40 Monthly Pet Rent
  • $400 Fee

About Bent Tree Park Apartments

Welcome to Bent Tree Park Apartments in Addison, TX- where modern comfort meets everyday convenience in a beautifully landscaped, park-like setting. For a limited time, take advantage of our $799 Move-In and $999 Move-In + FREE MONTH on Select Units. Ask our leasing team for details and availability - these specials won’t last long. Our spacious one-, two-, and three-bedroom apartments and townhomes are thoughtfully designed with open-concept layouts and stylish finishes. Enjoy stainless steel appliances, granite countertops, wood-style flooring, and private patios or balconies. Select homes also feature cozy fireplaces, vaulted ceilings, and generous walk-in closets - creating a space that feels both elevated and inviting. Beyond your front door, you’ll find amenities designed for relaxation and connection. Take a dip in one of two sparkling swimming pools, work out in the fitness center with access to the Addison Athletic Club, or spend time with your pup at the Bark Park with agility equipment. Lush green spaces throughout the community offer a peaceful escape from the pace of city life. Ideally located near the Dallas North Tollway, Bent Tree Park places you minutes from top employers, shopping, and dining throughout Addison and North Dallas. Enjoy evenings at Addison Circle, explore nearby Vitruvian Park, or discover the vibrant restaurant scene along Belt Line Road - all just moments away. Experience the balance of comfort, location, and value at Bent Tree Park Apartments. Schedule your tour today and secure your $799 or $999 move-in + FREE MONTH special before it’s gone.

Year Built: 1980
Stories: 2
Total Units: 496
Phone: (469) 649-8073

Other Options Nearby

Still weighing your choices? These communities are in the same part of Addison — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Bent Tree Park Apartments require renters insurance?
We didn't find a public insurance requirement for Bent Tree Park Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Bent Tree Park Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Bent Tree Park Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Bent Tree Park Apartments?
Plan for $1,181 to $1,960/month all-in. That's base rent ($1,070 - $1,849), plus $96/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Bent Tree Park Apartments allow pets?
Yes, Bent Tree Park Apartments is pet-friendly. Here are the details: Dogs Allowed. 80 lb Weight Limit. 2 Pet Limit. $40 Monthly Pet Rent. $400 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Bent Tree Park Apartments offer?
There are 36 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,070 - $1,849. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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