Addison Keller Springs Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Addison Keller Springs Apartments in Far North Dallas? With rent at $1,245 - $3,164 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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4800 Keller Springs Rd, Addison, TX 75001

Far North Dallas

Managed by TAM Residential Built 2016 4 stories 353 units
5/5 ·68 reviews
$1,245 - $3,164 /month

Monthly Cost Breakdown at Addison Keller Springs Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Addison Keller Springs Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,527 – $3,446
Base Rent $1,245 – $3,164
Required Monthly Fees $270
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Addison Keller Springs Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Addison Keller Springs Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Addison Keller Springs Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Addison Keller Springs Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Addison Keller Springs Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Maintenance Fee

$15 / mo

Package

$15 / mo

Community Amenity Maintenance Fee

$15 / mo

Smart Unit

$35 / mo

Smart Unit Income

$35 / mo

Rent Billing Fee

$4 / mo

Valet Trash

$45 / mo

Valet Trash Service

$45 / mo

Pest Control

$8 / mo

Pest Control Fees

$8 / mo

Administrative Fee

$150

Application Fee

$75

Amenity Fee

$50

Community Amenity Maintenance Fee

$50

Pets Fees

Pet Fees and Charges

$400

Monthly Pet Fee

$25 / mo

Monthly Pet Rent

$25 / mo

One-Time Pet Fee

$400

Parking Fees

Parking

$40 - $60 / mo

Parking Fee

$60 / mo

Addons Fees

Storage Space Rental

$10 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Addison Keller Springs Apartments.

On-Site Security

Package service Controlled access Property manager on site Doorman

Amenities

Special Features

Smart Lock Black or Stainless Steel Appliance Package* Electric Range Black Appliances* Granite Countertops* Preferred Employer Program Offered Quartz Countertops High Ceilings Kitchen Island* Stainless Steel Appliances* Built-In Desk* Grilling Station Pantry Private Entry Bike Racks EV Charging Juliet Balcony* Double-Sink Vanity* Farmhouse Sink* Other Smart Thermostat USB Ports Garden Tub Smart Keyless Entry

Community Features

Wi-Fi Maintenance on site 24 Hour Access Trash Pickup - Door to Door Online Services Pet Play Area Car Charging Station Key Fob Entry Elevator Clubhouse Lounge Breakfast/Coffee Concierge Storage Space Grill Zen Garden Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Double Vanities Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Instant Hot Water Quartz Countertops Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Views Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Addison Keller Springs Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 75 lb Weight Limit
  • 2 Pet Limit
  • 999 Pet Limit

About Addison Keller Springs Apartments

Located in the heart of Addison, TX, our cozy one- and two-bedroom apartments offer urban dwellers the perfect living space. Enjoy nearby access to dining, shopping, entertainment, and nightlife. Plus, the Dallas North Tollway is easily accessible for a short commute to the Metroplex. Discover city living at its best at Addison Keller Springs Apartments. Income limits may apply. Contact us today for a tour!

Year Built: 2016
Stories: 4
Total Units: 353
Management: TAM Residential
Phone: (469) 609-1407

Other Options Nearby

Still weighing your choices? These communities are in the same part of Addison — with their own insurance costs and safety profiles worth comparing.

4804 Haverwood Apartments

Far North Dallas

$1,255 - $1,655 Ins: ~$15/mo

Adair off Addison Apartments

Far North Dallas

$1,245 - $5,264 Ins: ~$15/mo

Alexan by the Galleria Apartments

Far North Dallas

$1,520 - $2,875 Ins: ~$12/mo

Allure North Dallas Apartments

Far North Dallas

$1,155 - $2,417 Ins: ~$15/mo

Ashwood Park Apartments

Far North Dallas

$1,009 - $1,839 Ins: ~$15/mo

Bent Tree Park Apartments

Far North Dallas

$1,070 - $1,849 Ins: ~$15/mo

Frequently Asked Questions

Does Addison Keller Springs Apartments require renters insurance?
We didn't find a public insurance requirement for Addison Keller Springs Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Addison Keller Springs Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Addison Keller Springs Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Addison Keller Springs Apartments?
Plan for $1,527 to $3,446/month all-in. That's base rent ($1,245 - $3,164), plus $270/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Addison Keller Springs Apartments allow pets?
Yes, Addison Keller Springs Apartments is pet-friendly. Here are the details: Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 75 lb Weight Limit. 2 Pet Limit. 999 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Addison Keller Springs Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,245 - $3,164. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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