Carrara at Cole Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Carrara at Cole Apartments in Uptown/Park Cities? Rent here runs $1,735 - $3,336, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Carrara at Cole Apartments

Compare renters insurance quotes in seconds

4649 Cole Ave, Dallas, TX 75205

Uptown/Park Cities

Built 1994 3 stories 334 units
5/5 ·14 reviews
$1,735 - $3,336 /month

Monthly Cost Breakdown at Carrara at Cole Apartments

The listed rent isn't the whole number. Here's what Carrara at Cole Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,877 – $3,478
Base Rent $1,735 – $3,336
Required Monthly Fees $127
Est. Renters Insurance $15/mo

Renters Insurance at Carrara at Cole Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Carrara at Cole Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Carrara at Cole Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Carrara at Cole Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Carrara at Cole Apartments.

On-Site Security

Package service Package lockers Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Carrara at Cole Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Reimbursement/Admin

Trash Reimbursement/Admin

$13 / mo

Pest Reimbursement

Pest Reimbursement

$5 / mo

Internet

Internet

$70 / mo

Administrative Fee

Administrative Fee

$257.55

100 Screening Fee

Application Fee

$50.72

Pets Fees

Non-Refundable Pet Fee

Pet Fee - Non Refundable - Cat

$350

Monthly Pet Rent

Pet - Cat

$25 / mo

Parking Fees

Parking Fee

Carports - Parking

$35 / mo

Carports - Parking

Carports - Parking

$50 / mo

Addons Fees

Roommate Change Fee

Per Person Per Occurrence

$250

Conditional Admin Fee

Conditional Admin Fee

$250

Situational Fees

Month To Month Charges

Month To Month Charges

$250

End of Lease Term Transfer Fee

Transfer fee at the end of your lease

$250

NSF Fee

Payment Returned Fee

$50

Mid-Term Transfer Fee

Mid-Term Transfer Fee

$750

Late Fee

Late on the 4th

10% of base rent

Amenities

Special Features

1st Floor 1st Floor All Vinyl Flooring No Carpet 2 Inch Faux Wood Blinds 24-hour Fitness Center 24-hour Package Lockers 2nd Floor 3rd Floor 6 inch baseboards Backsplash Biking and Jogging Trail Brushed Nickel Fixtures Brushed Nickel Hardware/Fixtures Carpet in Bedrooms Ceiling Fan Ceiling fans Ceramic tile backsplash Community Grilling Stations Covered Parking Crown molding Custom Cabinets Custom Closets Custom Lighting Faux Wood Floors* Firepit Lounge Full Size Washer/Dryer Connections Full Size WD Connections Full-size washer/dryer conn. Gold Hardware Granite countertop Grilling Area & Outdoor TV Kitchen window On Call Emergency Maintenance Oversized Tubs Patio/Balcony Peloton Bikes Planned Social Events Pool view Pool/Courtyard View Premium Backsplash Premium Quartz Private Balcony and Patios Quartz Countertops Quartz Countertops* Select Units Resort Style Pool Spruce Lifestyle Services Stainless steel appliances Stainless Steel Appliances* Select Units Storage Available Sunroom Tile Surround Undermount Sink USB Port Walk in Closets Wood Style Flooring Wood Style Floors *

Community Features

Maintenance on site Walk-Up Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Security System Storage Space Double Vanities Tub/Shower Fireplace Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Carpet Vinyl Flooring Sunroom Built-In Bookshelves Crown Molding Vaulted Ceiling Bay Window Views Walk-In Closets Linen Closet Loft Layout Balcony Patio

Pet Policy

Bringing a pet? Here's what Carrara at Cole Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $350 Fee
  • 2 Pet Limit

About Carrara at Cole Apartments

Walkability. Luxury. Comfort. All of these words come to mind when you first experience Carrara at Cole. Our luxury apartments in Knox/Henderson are in one of the most sought-after areas in the Dallas-Fort Worth Metroplex and the amenities and location don’t disappoint. We have several apartment options (one, two or three bedrooms) and a staff dedicated to its residents. Whether you prefer a one-bedroom, two-bedroom or three-bedroom apartment, you’ll find it at Carrara. Our luxury Dallas apartments come in 12 different floor plans, each with unique character and plenty of space. Our homes feature large windows that let in lots of natural light and show off beautiful design features like wood-style flooring, dark cabinets, updated fixtures and modern appliances. Other features of our apartment homes include washer and dryer connections, walk-in closets and optional granite countertops. Amenities at Carrara start with our outdoor pools, seating areas and television wall. Unwind with friends or family at the end of the day and be sure to also spend some time in our 24-hour fitness center. It features new equipment like Peloton bikes, as well as weight machines and room for yoga or other exercises. Other amenities of our apartments include package lockers and well-kept grounds. As the name implies, Carrara at Cole Apartments is located on Cole Avenue in the Knox/Henderson neighborhood of Uptown Dallas. We’re close to outdoor areas like Katy Trail, Turtle Creek Park, and Abbott Park, as well as some of the finest shopping, dining and entertainment destinations you’ll find in North Texas. Our proximity to Interstate 75 puts us within easy reach of the entire DFW Metroplex. Up to two pets are allowed per home at Carrara and a variety of cat and dog breeds are welcome. We’re a great place to live for everyone. See what luxury living in Highland Park is all about. Tour Carrara at Cole today!

Year Built: 1994
Stories: 3
Total Units: 334
Phone: (469) 646-7660

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Carrara at Cole Apartments require renters insurance?
We didn't find a public insurance requirement for Carrara at Cole Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Carrara at Cole Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Carrara at Cole Apartments?
Plan for $1,877 to $3,478/month all-in. That's base rent ($1,735 - $3,336), plus $127/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Carrara at Cole Apartments allow pets?
Yes, Carrara at Cole Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Carrara at Cole Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,735 - $3,336. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Carrara at Cole Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.