Eastlake Residences Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Eastlake Residences Apartments in East Dallas? Rent here runs $2,720 – $3,719, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10030 Garland Rd, Dallas, TX 75218

East Dallas

Managed by ZRS Management Built 2023 2 stories 56 units
1 review Apt. Finder
$2,720 – $3,719 /month

Monthly Cost Breakdown at Eastlake Residences Apartments

The listed rent isn't the whole number. Here's what Eastlake Residences Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,873 – $3,872
Base Rent $2,720 – $3,719
Required Monthly Fees $140
Est. Renters Insurance $13/mo

Renters Insurance at Eastlake Residences Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Eastlake Residences Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Eastlake Residences Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$35,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Eastlake Residences Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Controlled access Package lockers Sprinklers Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Eastlake Residences Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

PEST

PEST

$10 / mo

Trash Reimb

Trash Reimb

$25 / mo

Technology Fee

Internet Reimbursement

$75 / mo

Application Fee

Online Application Fee

$75

Package Lockers

Package Lockers

$45

Pets Fees

Pet Fees Or Charges

Pet Fee - Cat

$350

Parking Fees

Carports - Parking

Carports - Parking

$150 / mo

Addons Fees

Administrative Fees

Online Administrative Fee

$150

Situational Fees

Month To Month Charges

Month to Month

$300

Amenities

Special Features

Upscale Landscaping Special - 01 Down The Street From White Rock Lake LT Vacant 1 Pool view 9' Ceilings Close to The Dallas Arboretum & Casa Linda Plaza In-Unit Washer / Dryers

Community Features

Community-Wide WiFi Wi-Fi Trash Pickup - Door to Door Recycling Online Services Planned Social Activities Lounge Walk-Up Fenced Lot Grill Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Tub/Shower Handrails Sprinkler System Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Quartz Countertops Dining Room Walk-In Closets Window Coverings Balcony Patio Porch Yard Lawn

Pet Policy

Bringing a pet? Here's what Eastlake Residences Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About Eastlake Residences Apartments

Welcome home to Eastlake Residences!

Year Built: 2023
Stories: 2
Total Units: 56
Management: ZRS Management
Phone: (469) 461-4678

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

1500 N. Carroll Apartments

East Dallas

$725 - $1,100 Ins: ~$15/mo

4414 Worth St Apartments

East Dallas

$1,195 Ins: ~$16/mo

4600 Ross Apartments

East Dallas

$1,026 - $5,138 Ins: ~$12/mo

Apartments at M-Street

East Dallas

$1,075 - $1,695 Ins: ~$16/mo

Arrive on University Apartments

East Dallas

$1,709 - $2,709 Ins: ~$15/mo

Ash at the Branch Apartments

East Dallas

$1,490 - $3,680 Ins: ~$12/mo

Frequently Asked Questions

Does Eastlake Residences Apartments require renters insurance?
We didn't find a public insurance requirement for Eastlake Residences Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Eastlake Residences Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Eastlake Residences Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Eastlake Residences Apartments?
Plan for $2,873 to $3,872/month all-in. That's base rent ($2,720 – $3,719), plus $140/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Eastlake Residences Apartments allow pets?
Yes, Eastlake Residences Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Eastlake Residences Apartments offer?
There are 6 floor plans to choose from, spanning 2-bedroom, 3-bedroom layouts. Rent ranges from $2,720 – $3,719. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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