FOX BEND APARTMENTS: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at FOX BEND APARTMENTS in Garland? Rent here runs $1,150 - $1,325, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2156 Cranford Dr, Garland, TX 75041

Garland

Built 1985 2 stories 221 units
4/5 ·6 reviews
$1,150 - $1,325 /month

Monthly Cost Breakdown at FOX BEND APARTMENTS

The listed rent isn't the whole number. Here's what FOX BEND APARTMENTS actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,165 – $1,340
Base Rent $1,150 – $1,325
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at FOX BEND APARTMENTS

What Affects Your Premium Here

Every building is different. These factors specific to FOX BEND APARTMENTS can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for FOX BEND APARTMENTS based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$100,000 $100,000

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near FOX BEND APARTMENTS:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around FOX BEND APARTMENTS.

On-Site Security

Property manager on site On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at FOX BEND APARTMENTS. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$60

Administrative Fee

$50

Amenities

Special Features

24-Hour Emergency Maintenance Air conditioning - central air BBQ/Picnic Area Black Appliances*select units Cable Available Children's Playground Community Coffee Bar Garbage disposal Guest Parking Hardwood flooring Heat Parking Picnic Area with Barbecue Spacious Walk-In Closets Washer and dryer connections Water/Sewer

Community Features

Maintenance on site Courtyard Grill Picnic Area Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Fireplace Dishwasher Disposal Ice Maker Pantry Oven Range Refrigerator Hardwood Floors Carpet Walk-In Closets Balcony Patio

About FOX BEND APARTMENTS

Fox Bend Townhomes is a beautiful townhome community in Garland, Texas. Our residents appreciate being close in proximity to a wide selection of shops, schools, eateries, and entertainment venues. We cater to an eclectic lifestyle of relaxation and comfortable living. Escape to this tranquil park-like setting, where the beauty of the outdoors meets the finest in townhome living.

Year Built: 1985
Stories: 2
Total Units: 221
Phone: (469) 804-5230

Other Options Nearby

Still weighing your choices? These communities are in the same part of Garland — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does FOX BEND APARTMENTS require renters insurance?
We didn't find a public insurance requirement for FOX BEND APARTMENTS, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at FOX BEND APARTMENTS?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at FOX BEND APARTMENTS?
Plan for $1,165 to $1,340/month all-in. That's base rent ($1,150 - $1,325), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does FOX BEND APARTMENTS offer?
There are 2 floor plans to choose from, spanning 2-bedroom layouts. Rent ranges from $1,150 - $1,325. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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