Parc at Garland Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Parc at Garland Apartments in Garland? Rent here runs $1,170 - $5,323, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3401 Bobtown Rd, Garland, TX 75043

Garland

Built 2017 3 stories 198 units
4/5
$1,170 - $5,323 /month

Monthly Cost Breakdown at Parc at Garland Apartments

The listed rent isn't the whole number. Here's what Parc at Garland Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,209 – $5,362
Base Rent $1,170 – $5,323
Required Monthly Fees $26
Est. Renters Insurance $13/mo

Renters Insurance at Parc at Garland Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Parc at Garland Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Parc at Garland Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Parc at Garland Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Parc at Garland Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Stormwater Utility

Subject to change based on approval status

$1.38 / mo

Community Trash

$15 / mo

Pest Control

$2 / mo

Stormwater Utility Admin

$3 / mo

Stormwater Utility

Usage-Based

Electric Utility

Usage-Based

Water Utility

Usage-Based

Administrative Fee

Subject to change based on approval status

$200

Application Fee

$80

Security Deposit

Subject to change based on approval status

$300 - $600

Pets Fees

Pet Fee

Max. 2 pets. Breed and other restrictions may apply.

$400

Pet Rent

Max. 3 pets. Breed and other restrictions may apply.

$25 / mo

Parking Fees

Private/Detached Garage Rental

All items subject to availability. Final pricing and availab... Read Moreility will be determined during lease agreement. Read Less

$175 / mo

Parking Fee

All items subject to availability. Final pricing and availab... Read Moreility will be determined during lease agreement. Read Less

$35 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Parc at Garland Apartments.

1%

Garland overall is safer than only 1% of U.S. cities

This reflects Garland as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Parc at Garland Apartments has on-site security features (Controlled access, On site maintenance) that insurers recognize with premium discounts.

On-Site Security

Controlled access On site maintenance

Amenities

Special Features

Abundant natural light Coffee bar Large Balcony Renovated Home Vaulted ceilings Resort-inspired pool 24-hour online services Outdoor grilling stations Pool View Storage space available Top Floor Balconies Greenbelt View Washer/dryer in-unit 1st Floor 24-hour business center Corner Unit Greenbelt views 24-hour maintenance Breakfast bars Custom designer lighting package Dining areas Pool views Wood plank inspired flooring 24-hour fitness studio 2nd Floor Linen closets Plush carpet Smoke-free community

Community Features

24 Hour Access Online Services Pet Play Area Business Center Clubhouse Lounge Storage Space Walk-Up Pool Playground

Floor Plan Amenities

Washer/Dryer Air Conditioning Ceiling Fans Smoke Free Dishwasher Granite Countertops Stainless Steel Appliances Carpet Dining Room Vaulted Ceiling Walk-In Closets Linen Closet Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Parc at Garland Apartments.

Grocery

  • Royal Grocery 4.8
  • Albertsons 4.2
  • WinCo Foods 4.5

Pharmacy

  • SUNNYVALE PHARMACY 5.0
  • GATEWOOD PHARMACY 4.8
  • Walgreens Pharmacy 3.5

Hospital

  • TotalCare Emergency Room 4.8
  • Medical City ER Garland 3.4

Gym

  • Tactical Gym Elite 4.8
  • Planet Fitness 4.1
  • Retro Fitness 4.2

Restaurant

  • No Doubt B.B.Q 4.7
  • InnerCHI Lounge 5.0
  • Rice House Express 4.0

Park

  • Garland Parks & Recreation 4.7
  • Parc at Garland Apartments 4.0
  • Audubon Park 4.6

Bank

  • Bank of America (with Drive-thru ATM) 2.2
  • Truist 3.5
  • Bank of America ATM (Drive-thru) 4.8

Gas

  • QuikTrip 3.1
  • Shell 4.0
  • QuikTrip 3.6

Pet Policy

Bringing a pet? Here's what Parc at Garland Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About Parc at Garland Apartments

Spring Savings Are in Full Bloom: Reduced Rent Now

Year Built: 2017
Stories: 3
Total Units: 198
Phone: (833) 755-0860

Other Options Nearby

Still weighing your choices? These communities are in the same part of Garland — with their own insurance costs and safety profiles worth comparing.

Embree Hill Apartments

Garland

$1,278 - $4,036 Ins: ~$13/mo

FOX BEND APARTMENTS

Garland

$1,150 - $1,325 Ins: ~$15/mo

Hickory Apartments

Garland

$1,099 - $1,320 Ins: ~$16/mo

Lake Colony Apartments

Garland

$803 - $2,408 Ins: ~$16/mo

Pepperwood Apartments

Garland

$799 - $1,744 Ins: ~$15/mo

Rayside Residences Apartments

Garland

$795 - $1,652 Ins: ~$15/mo

Frequently Asked Questions

Does Parc at Garland Apartments require renters insurance?
We didn't find a public insurance requirement for Parc at Garland Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Parc at Garland Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Parc at Garland Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Parc at Garland Apartments?
Plan for $1,209 to $5,362/month all-in. That's base rent ($1,170 - $5,323), plus $26/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Parc at Garland Apartments allow pets?
Yes, Parc at Garland Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Parc at Garland Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,170 - $5,323. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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