Hickory Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Hickory Apartments in Garland? Rent here runs $1,099 - $1,320, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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320 S Jupiter Rd, Garland, TX 75042

Garland

Built 1963 2 stories 68 units
3/5 ·1 reviews
$1,099 - $1,320 /month

Monthly Cost Breakdown at Hickory Apartments

The listed rent isn't the whole number. Here's what Hickory Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,115 – $1,336
Base Rent $1,099 – $1,320
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at Hickory Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Hickory Apartments can push your insurance cost up or down:

Older Building

Built in 1963 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Hickory Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Hickory Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Hickory Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Higher deposit may be required for residents who do not meet... Read More our standard leasing criteria Read Less

$35

Administrative Fee

Higher deposit may be required for residents who do not meet... Read More our standard leasing criteria Read Less

$0

Security Deposit - Refundable

Higher deposit may be required for residents who do not meet... Read More our standard leasing criteria Read Less

$500

Pets Fees

Pet Management - Third Party

$35

Pet Fee

$500

Monthly Pet Fee

$25 / mo

Addons Fees

Liability Insurance

May be waived upon upload of acceptable proof of renters' in... Read Moresurance Read Less

$15 / mo

Amenities

Special Features

Grill and Picnic Area Newly Renovated Units Online Rent Payment Onsite Management & Maintenance Pet Friendly

Community Features

Laundry Facilities Maintenance on site Grill Picnic Area Playground

Floor Plan Amenities

High Speed Internet Access Wi-Fi Smoke Free Cable Ready Storage Space Tub/Shower Disposal Granite Countertops Pantry Kitchen Range Refrigerator Freezer Instant Hot Water Hardwood Floors Carpet Dining Room Family Room Office Walk-In Closets Linen Closet Window Coverings Large Bedrooms Patio

Pet Policy

Bringing a pet? Here's what Hickory Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $25 Monthly Pet Rent
  • $500 Fee
  • 50 lb Weight Limit
  • 2 Pet Limit

About Hickory Apartments

Welcome to Hickory Apartments, your new home in the heart of Garland, TX. Our community offers newly renovated units, each designed with a modern aesthetic and your comfort in mind. We understand the importance of convenience, which is why we offer on-site laundry facilities, ensuring your laundry day is as hassle-free as possible. We also know that your pets are part of your family, and we're proud to be a pet-friendly community. Our on-site management and maintenance team are always ready to assist you, ensuring your living experience is nothing short of excellent. For your outdoor enjoyment, we've provided a playground for fun-filled afternoons and a grill and picnic area for those perfect sunny days. Plus, with our online rent payment system, managing your account has never been easier. Experience the best of Garland living at Hickory Apartments.

Year Built: 1963
Stories: 2
Total Units: 68
Phone: (972) 480-6363

Other Options Nearby

Still weighing your choices? These communities are in the same part of Garland — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Hickory Apartments require renters insurance?
We didn't find a public insurance requirement for Hickory Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Hickory Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Hickory Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Hickory Apartments?
Plan for $1,115 to $1,336/month all-in. That's base rent ($1,099 - $1,320), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Hickory Apartments allow pets?
Yes, Hickory Apartments is pet-friendly. Here are the details: Dogs Allowed. $25 Monthly Pet Rent. $500 Fee. 50 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Hickory Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,099 - $1,320. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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