4605 Chaha Rd, Garland, TX 75043
Garland
Monthly Cost Breakdown at Lake Colony Apartments
The listed rent isn't the whole number. Here's what Lake Colony Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Lake Colony Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Lake Colony Apartments can push your insurance cost up or down:
Older Building
Built in 1975 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$16
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lake Colony Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Lake Colony Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Buy Online |
|---|---|---|---|---|
| Lemonade | $8 | $96 | budget | Yes |
| USAA | $9 | $108 | budget | — |
| State Farm | $12 | $144 | mid | — |
| Progressive | $13 | $156 | mid | Yes |
| Safeco | $13 | $156 | mid | — |
| Travelers | $14 | $168 | mid | — |
| Allstate | $15 | $180 | mid | — |
| Nationwide | $15 | $180 | mid | — |
| Farmers | $16 | $192 | premium | — |
| Liberty Mutual | $18 | $216 | premium | — |
Discounts You May Qualify For
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the additional charges beyond base rent at Lake Colony Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Pest Control Administrative Fee
Amount to manage pest control billing.
Trash Administrative Fee
Amount to manage trash service billing.
Trash Services - Hauling
Amount for shared trash/waste services.
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Read Less
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resi... Read Moredent's provider of choice. Read Less
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumption... Read More of electric paid to a third party. Read Less
Application Fee
Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Read Less
Administrative Fee
Amount to facilitate move-in process for a resident.
Pets Fees
Pet Deposit
Monthly amount for authorized pet.
Pet Rent
Monthly amount for authorized pet.
Monthly Pet Fee
Addons Fees
Pet Fee
Amount to facilitate authorized pet move-in.
Renters Liability/Content - Property Program
Amount to participate in the property Renters Liability Pro... Read Moregram. Read Less
Situational Fees
Month-to-Month Fee
Amount, in addition to base rent, for a month-to-month lease
Renters Liability Only - Non-Compliance
Amount for not maintaining required Renters Liability Policy
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.
Access Device - Replacement
Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Read Less
Returned Payment Fee (NSF)
Amount for returned payment.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Read Less
Reletting Fee
Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Read Less
Late Fee
Amount for paying after rent due date; per terms of lease.
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transfe... Read Morerred to resident responsibility any time during occupancy. Read Less
Lease Violation - Extermination Services
Amount for violation of pest-related community policies.
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations.
Liquidated Damages
Amount for not satisfying the application and/or lease terms
Payment Services - Third Party
Amount for using a third party, electronic payment processin... Read Moreg service (i.e. credit card, ACH, etc.). Read Less
Pet/Animal - Lease Violation
Amount for violation of community policies related to pet or... Read More assistance animal. Read Less
Lease Violation
Amount for violation of community policies and/or per lease ... Read Moreterms. Read Less
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Lake Colony Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Dogs Allowed
- $400 Deposit
- $16 Monthly Pet Rent
- 2 Pet Limit
About Lake Colony Apartments
Amazing Lake Ray Hubbard location, quiet comforts, for your active lifestyle. Experience peaceful, cozy living complete with refreshing swimming pools, private patios, and wood-burning fireplaces. Unprecedented access to lake activities and the Metroplexs top attractions, brushed nickel hardware, wood-style flooring, and quartz countertops all come standard in your apartment home at Lake Colony. Pair World-class sports entertainment, outdoor activities, and a prime location to enjoy that Dallas culture, with spacious floor plans and youve found your next home.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Garland — with their own insurance costs and safety profiles worth comparing.
Embree Hill Apartments
Garland
FOX BEND APARTMENTS
Garland
Hickory Apartments
Garland
Parc at Garland Apartments
Garland
Pepperwood Apartments
Garland
Rayside Residences Apartments
Garland
Frequently Asked Questions
Does Lake Colony Apartments require renters insurance?
How much is renters insurance at Lake Colony Apartments?
What will I actually pay per month at Lake Colony Apartments?
Does Lake Colony Apartments allow pets?
What floor plans does Lake Colony Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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